Article Per Year (5 Year)
p-Index From 2021 - 2026
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All Journal Jurnal Ilmiah Manajemen Kesatuan
Murdiani Sukarana
Politeknik Pariwisata Makassar, Indonesia
Economics, Econometrics & Finance Social Sciences

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The Impact of Digital Financial Literacy on Investment Decisions in Mutual Funds and Money Markets among Millennials Didin Fatihudin; Fitria Ningrum Sayekti; Murdiani Sukarana; Rekno Sulandjari; Gregorius Paulus Tahu
Jurnal Ilmiah Manajemen Kesatuan Vol. 14 No. 2 (2026): JIMKES Edisi March 2026
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v14i2.5142

Abstract

The rapid growth of digital financial services has transformed how individuals manage and invest their money, particularly among millennials who are more inclined to use online platforms for financial transactions. This study investigates the impact of digital financial literacy on investment decisions in mutual funds and money markets among millennials. As digital platforms become increasingly prevalent, understanding how millennials’ financial literacy affects their ability to make informed investment choices is crucial. The research employs a library research method, analyzing secondary data from scholarly articles, books, and previous studies. The findings indicate that millennials with higher levels of digital financial literacy make more informed and strategic investment decisions, demonstrating improved risk management and better use of digital platforms. In contrast, those with lower financial literacy are more prone to impulsive decisions and external influences. The study concludes that enhancing digital financial literacy is essential for empowering millennials to make responsible investment choices, thereby contributing to better financial outcomes and sustainable wealth building. These findings imply that policymakers, educators, and financial institutions should prioritize digital financial education programs to strengthen millennials’ decision-making capabilities and promote long-term financial stability.
Integrating Financial Management into Hotel Restaurant Operations Murdiani Sukarana
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 6 (2025): JIMKES Edisi November 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i6.4381

Abstract

Hotel restaurants face significant challenges in managing food waste, resource allocation, and pricing, which undermine profitability and operational efficiency. This study aims to analyze the role of financial management in menu development and pricing decisions to enhance the performance of hotel restaurants. Employing a library-based research approach, the study reviews secondary data from books, journals, and articles published between 2005 and 2025, using content analysis to identify key themes. The findings reveal that integrating financial principles, such as cost-volume-profit analysis and demand theory, can reduce food waste through strategic menu design and increase revenue with dynamic pricing strategies. However, many hotel restaurants struggle with inadequate financial tools and static pricing models, leading to inefficiencies. The study concludes that adopting robust financial management practices, including menu engineering and flexible pricing, enables managers to optimize resources and align offerings with market demands. These strategies foster sustainable profitability and improved customer satisfaction, offering practical solutions for hotel restaurant managers to address operational challenges effectively.
Co-Authors Didin Fatihudin Fitria Ningrum Sayekti Gregorius Paulus Tahu Rekno Sulandjari