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All Journal Economic Education Analysis Journal JEMA: Jurnal Ilmiah Bidang Akuntansi dan Manajemen Journal of Education, Humaniora and Social Sciences (JEHSS) Jurnal Proaksi Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah
I'ana Umma
Accounting, Business and Finance Department, Vocational School, Diponegoro University
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Public Health Social Sciences Other

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PENGARUH MOTIVASI BELAJAR, PRESTASI BELAJAR, DAN KONDISI EKONOMI KELUARGA TERHADAP MINAT SISWA MELANJUTKAN PENDIDIKAN KE PERGURUAN TINGGI KELAS XI IPS DI SMA NEGERI SEKECAMATAN NGALIYAN, SEMARANG Umma, I’ana; Margunani, Margunani
Economic Education Analysis Journal Vol 4 No 1 (2015): Economic Education Analysis Journal
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Semarang

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Abstract

Dokumentasi yang diperoleh menunjukkan bahwa lulusan SMA N 7 yang masuk perguruan tinggi pendidikan ekonomi pada tahun 2012 hanya 1,48%, sedangkan tahun berikutnya hanya 1,64%. Ini menunjukkan bahwa minat siswa melanjutkan pendidikan ke perguruan tinggi jurusan pendidikan ekonomi masih rendah. Penelitian ini bertujuan mengetahui ada tidaknya pengaruh motivasi belajar, prestasi belajar, dan kondisi ekonomi keluarga terhadap minat siswa melanjutkan pendidikan ke perguruan tinggi kelas XI IPS di SMA Negeri se-Kecamatan Ngaliyan, Semarang baik secara simultan maupun parsial. Populasi siswa kelas XI IPS di SMA Negeri se-Kecamatan Ngaliyan, Semarang berjumlah 306 siswa, dengan rumus Slovin didapat sampel 174 siswa dan menggunakan Proportional Random Sampling. Analisis data yang digunakan adalah analisis deskriptif persentase dan regeresi linear berganda. Hasil penelitian ada pengaruh motivasi belajar (46,38%), kondisi ekonomi keluarga (3,42%), dan tidak ada pengaruh prestasi belajar terhadap minat siswa melanjutkan pendidikan ke perguruan tinggi kelas XI IPS di SMA Negeri se-Kecamatan Ngaliyan, Semarang. Sedangkan secara simultan semua variabel bebas berpengaruh (49,2%).Documentation obtained show that high school 7 graduates entering economic education college in 2012 only 1.48%, whereas only 1.64% next year. It shows that the interest of the students continue their education to college majoring in economics education remains low. This study aims to determine whether there is influence learning motivation, academic achievement, and family economic conditions of the interest of the students continue their education to college class XI IPS in SMA throughout Ngaliyan subdistrict, Semarang either simultaneously or partially. Population class XI IPS in SMA Ngaliyan District, Semarang totaling 306 students, with 174 samples obtained Slovin formula students and using proportional random sampling. Analysis of the data used is the percentage descriptive analysis and multiple linear regeresi. Existing research results influence learning motivation (46.38%), family economic conditions (3.42%), and there was no effect on learning achievement against interest of students continue their education to college class XI IPS in SMA Ngaliyan District, Semarang. While simultaneously all independent variables influence (49,2%). 
Analisis Tingkat Literasi Keuangan Mahasiswa Diploma dan Sarjana serta Perbedaannya Berdasarkan Faktor Demografi Umma, I’ana; Afrizal, Teuku
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 3, No 3 (2021): Journal of Education, Humaniora and Social Sciences (JEHSS) April
Publisher : Mahesa Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (412.572 KB) | DOI: 10.34007/jehss.v3i3.584

Abstract

This study focuses on analyzing the literacy level of diploma and undergraduate students. Besides understanding the differences based on demographic factors including gender, parental education, parents' income, and education level. The research data was collected through an online survey which was distributed to 500 respondents throughout Indonesia using social media. The data collected was 301 respondents. Then analyzed using the independent sample t test. The results found that the level of financial literacy of diploma and undergraduate students was low. It was also found that there was no difference in the level of student financial literacy based on gender, parental education, parents' income and the level of education that students were taking.
The Effect of Attribute Framing and Justification on Capital Budgeting Decisions Ianna Umma; R. R. Sri Handayani
JEMA: Jurnal Ilmiah Bidang Akuntansi dan Manajemen Vol 16, No 2 (2019): JEMA: Jurnal Ilmiah Bidang Akuntansi dan Manajemen
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (316.619 KB) | DOI: 10.31106/jema.v16i2.2710

Abstract

This study aims to analyze the effect of the attribute framing and justification on decision making through the capital budgeting process. This study also aims to examine the effect of justification as moderation on the effect of attribute framing on capital budgeting decisions. The capital budgeting decision in this study is a decision toward the proposed capital budgeting project in the form of approving or rejecting the proposed project. This study uses a quasi-experimental research design with the data taken is primary data. The quasi-experimental research was designed 2 x 2 between subjects which was conducted to 83 financial students in the Magister of Management, Diponegoro University. Data analysis techniques used in this study were one-way ANOVA and two-way ANOVA.The results of the study shows that attribute framing and justification can influence decision making through the capital budgeting process. In particular, the information that is positively presented has an impact in the higher approval of a proposed capital budgeting project. This research also concluded that justification could not reduce the effect of the attribute framing on capital budgeting decisions. This shows that belief revision theory- foundation approach cannot explain the phenomenon of this study.
Integrating Exempt Values Inside The Family To Prevent Fraud Muhammad Ubaidillah; I’ana Umma; Muhammad Wildan Sholih
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 1 (2023): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i1.920

Abstract

Fraud is a serious problem in the business world. Fraud includes three main things, namely assets misappropriation, faudulent statement and corruption. Various efforts have been made in the framework of prevention. However, fraud still exists today. On the other hand, the family has the potential and an important role in shaping one's character. There are various positive values that can be instilled in children in family institutions. The problem is, many families are now just a mere formality. In fact, parents can educate their children to become anti-fraud individuals, one of which is by setting an example for their children. Therefore, this article proposes a new concept that combines the previous concepts. The concept is to instill exemplary values in the family to prevent fraud. This study uses descriptive analysis to propose the concept of cultivating exemplary values in the family to prevent fraud. This study uses a library research approach to collect secondary data from journal articles, books, reports, and websites that contain the existing concepts of exemplary values and fraud prevention. It is hoped that this formulation can actually reduce fraud that occurs later.
Enhancing Retirement Security Through Waqf-Backed Pension Funds: A Theoretical Perspective On Healthcare And Financial Sustainability Ubaidillah, Muhammad; Umma, I'ana; Wardhani, Armania Putri
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 10 No 2 (2025): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 2
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v10i2.1423

Abstract

This article examines the integration of waqf into pension schemes as a sustainable model to improve pension security and access to healthcare for retirees and their beneficiaries. The study investigates the potential of a waqf-based pension model to provide solutions to the financial and social challenges in pension systems. Efficiently managed waqf assets can provide a sustainable funding mechanism, ensuring stable income and healthcare support for retirees while reducing the financial burden on government-managed pension funds. The paper proposes a structured integration model where waqf funds complement pension schemes through defined benefit and defined contribution mechanisms, emphasizing financial sustainability and healthcare access. By balancing waqf management with long-term pension funds, this integration presents a transformative approach to social security, especially in Muslim-majority countries.
Accounting Choice for Intangible Assets in Indonesia’s Entertainment and Media Entities I'ana Umma; Piscabrian Boeny Saputra; Muhammad Ubaidillah; Muhammad Wildan Sholih
Jurnal Proaksi Vol. 11 No. 4 (2024): Oktober - Desember 2024
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32534/jpk.v11i4.6652

Abstract

A good understanding of the management and reporting of intangible assets is one of the efforts made by the entity to maintain its reputation, financial performance, and the trust of investors and stakeholders. The existence of gaps in accounting practices causes the emergence of differences in managers’ behaviour in preparing financial statements. This is what makes the income strategy related to intangible assets can be informative or opportunistic. By analyzing factors such as entity size, leverage, and sales compensation, this study aims to examine whether these strategies are informative or opportunistic. This study is a cross-sectional and time-series study with a quantitative design. The data collected were taken from the Annual Report of Entity of Entertainment and Media listed on the IDX with a period of 2021-2022. The size of the entity has a significant effect on income strategies that shows intangible assets reporting tends to be conservative by presenting informatively. Meanwhile, highly leveraged entities are more likely to adopt aggressive strategies; in other words, leverage influences opportunist behaviour in expressing income strategies regarding intangible assets. The impact of sales compensation on financial managers' income strategies for intangible assets is not consistent and can be influenced by various factors.
Co-Authors Afrizal, Teuku Margunani, Margunani Muhammad Ubaidillah Muhammad Ubaidillah Muhammad Wildan Sholih Muhammad Wildan Sholih Piscabrian Boeny Saputra R. R. Sri Handayani RR. Ella Evrita Hestiandari Wardhani, Armania Putri