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All Journal JESH: Journal of Economics, Social, and Humanities
Sofiana Kartika Dewi
Universitas Ahmad Dahlan

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Financial Literacy and Self-Control on Financial Security: The Mediating Role of Financial Behavior Sofiana Kartika Dewi; Muhammad Ali Fikri; Tina Sulistiyani; Made Galih Wisnu Wardana
Journal of Economics, Social, and Humanities Vol. 3 No. 1 (2025): JESH: Journal of Economics, Social, and Humanities
Publisher : Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/jesh.v3i1.323

Abstract

Dynamic developments encourage individuals to have the ability and knowledge to manage finances. Financial literacy and self-control in individuals enhance financial behavior and financial security. This study aims to analyze the influence of financial literacy and self-control on financial security with financial behavior as a mediator. The research sample consists of 106 respondents from Generation Z in Yogyakarta, Indonesia. Statistical analysis used a structural equation model with Smart Partial Least Square version 4.0. The results of this study indicate that financial literacy has a positive effect on financial behavior, financial literacy has a positive impact on financial security, self-control does not have a positive effect on financial behavior, self-control does not influence financial security, financial behavior has a positive impact on financial security, financial behavior does not mediate the positive influence of financial literacy on financial security, and financial behavior does not mediate the positive influence of self-control on financial security.
Co-Authors Fikri, Muhammad Ali Made Galih Wisnu Wardana Tina Sulistiyani