Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal IIJSE Danadyaksa: Post Modern Economy Journal
Achmad Hadhirul Marwah
Universitas Negeri Surabaya, Surabaya, Indonesia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
The Influence of Digital Literacy, Usability, and Convenience on Interest in Using Islamic Bank Mobile Banking for Customers in Gresik Achmad Hadhirul Marwah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6454

Abstract

This study aims to analyze the influence of digital literacy, usability, and convenience on the interest in using mobile banking applications among Sharia Bank customers in Gresik. In today's digital era, the development of information technology encourages various sectors, including banking, to utilize mobile banking applications as a means to facilitate transactions and interactions with customers. Good digital literacy is expected to improve customer understanding in using application features. In addition, the usability and ease of use of mobile banking applications also play an important role in shaping customer interest in adopting them. This study uses a quantitative approach with a survey data collection method. Respondents in this study were Sharia Bank customers who use mobile banking applications in the Gresik area. The data obtained were analyzed using multiple linear regression tests. The results of this study are expected to provide insight for banks in increasing customer interest in using mobile banking applications by increasing digital literacy and improving the usability and convenience aspects of the application.
The Influence of Financial Literacy, Perception of Usefulness and Convenience on Interest in Using Mobile Banking of Syariah Banks Among MSME Actors in Gresik Regency Achmad Hadhirul Marwah; Moch Khoirul Anwar; Taufiq Kurniawan
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v4i1.718

Abstract

This study aims to analyze the influence of financial literacy and perceived usefulness and ease of use on the interest in using Islamic bank mobile banking among MSMEs in Gresik Regency. The background of this study is the still-low adoption of Islamic mobile banking despite the continued development of digital technology. Based on the Technology Acceptance Model (TAM) theory, usability, ease of use, and benefits influence technology acceptance. The study used quantitative methods with a questionnaire survey and multiple linear regression analysis. The results are expected to provide an understanding of the importance of improving financial literacy and digital innovation in Islamic banks to encourage financial inclusion among MSMEs.
Co-Authors Moch Khoirul Anwar Taufiq Kurniawan