Claim Missing Document
Check
Articles

Found 3 Documents
Search

STRATEGIC IMPLICATIONS OF STOCK PERFORMANCE AND FINANCIAL STABILITY: EVIDENCE FROM INDONESIA & MALAYSIA Rahma Febrianti; Wirda Mardyaningsih; Akhmad Ghozali; Bulan Nettiary Kelara
TECHNOBIZ : International Journal of Business Vol. 8 No. 2 (2025): Oktober 2025
Publisher : TECHNOBIZ : International Journal of Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33365/technobiz.v8i2.916

Abstract

This study aims to examine the influence of the Capital Adequacy Ratio (CAR), Return on Assets (ROA), and Gross Domestic Product (GDP) on the stock performance of publicly listed banks, proxied by the Price to Book Value (PBV), in Indonesia and Malaysia. Using a quantitative approach based on secondary data from annual financial reports and national macroeconomic indicators, multiple linear regression was employed to analyze both partial and simultaneous effects of the independent variables on stock performance. The findings reveal different relationships between the two countries. In Indonesia, CAR and GDP significantly affect PBV, while ROA shows no effect. In contrast, in Malaysia, all three variables—CAR, ROA, and GDP—significantly influence PBV. These results reflect differences in banking efficiency, financial stability, and investor sensitivity to fundamental indicators and economic conditions. This research enhances the understanding of how micro-level financial strength and macro-level economic performance jointly shape market perceptions of banking stock value. The results offer strategic insights for regulators, investors, and bank management to strengthen capital structure, sustain profitability, and align investment strategies with economic dynamics and market expectations across the ASEAN region.
Enhancing Management Students’ Competencies through Digital Learning Innovation: The Use of Artificial Intelligence and Canva Rahma Febrianti; Irsyadi Yani; Tri Yusnanie; Mu'izzuddin Mu'izzuddin
MIMBAR INTEGRITAS : Jurnal Pengabdian Vol 5 No 2 (2026): Februari - Agustus
Publisher : Biro Administrasi dan Akademik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/mimbarintegritas.v5i2.8324

Abstract

The rapid development of digital technology, particularly Artificial Intelligence (AI), requires students to possess adequate digital literacy competencies in the learning process. However, its utilization remains largely technical and has not been optimally integrated to enhance academic quality. This community service activity aims to improve the competencies of Management students through digital learning innovation by utilizing AI and Canva in developing academic presentation materials. The activity was implemented through training and mentoring in the form of a mini workshop, which included the introduction of AI, effective prompt construction, and hands-on practice in creating presentation materials using Canva. The program was conducted with undergraduate Management students and evaluated using questionnaires to assess participants’ understanding, skills, and satisfaction. The results indicate a significant improvement in students’ ability to systematically develop academic content using AI, as well as increased creativity in designing presentations through Canva. In addition, students demonstrated a better understanding of the ethical and responsible use of AI in academic contexts.This activity implies that the integration of AI and digital design tools can enhance learning quality, foster creativity, and strengthen students’ digital competencies. Therefore, the use of AI and Canva as digital learning innovations is effective in improving students’ academic competencies and digital literacy, while also preparing them to face the challenges of learning in the digital transformation era.
STRATEGIC MACROECONOMIC DETERMINANTS OF BANKING PROFITABILITY: A TWO-COUNTRY ASEAN STUDY Rahma Febrianti; Wirda Mardyaningsih
Surplus: Jurnal Riset Mahasiswa Ekonomi, Manajemen, dan Akuntansi Vol 5 No 2 (2025): Surplus: Jurnal Riset Mahasiswa Ekonomi, Manajemen dan Akuntansi
Publisher : Fakultas Ekonomi Universitas IBA Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35449/surplus.v5i2.1125

Abstract

This study examines the influence of Foreign Direct Investment (FDI) and Gross Domestic Product (GDP) on the Return on Assets (ROA) of publicly listed banks in Indonesia and Malaysia using a panel data approach with Bank Focus as the data source. The analysis aims to provide a deeper understanding of how macroeconomic indicators shape banking profitability in two countries with differing economic structures. The findings indicate that in Malaysia, FDI has no significant effect on ROA, while GDP exerts a positive and significant influence on banking profitability. In contrast, for Indonesian banks, FDI demonstrates a significant negative effect on ROA, whereas GDP shows no significant impact. These results highlight that the sensitivity of banking profitability to macroeconomic conditions varies across countries, suggesting that financial strategies and banking policies must be adapted to the specific economic context of each nation.