Ilham Abdi Prawira
Sultan Thaha Saifuddin State Islamic University of Jambi

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

Economic Digitalization for Consumers Legal Protection: Sharia E-Commerce Transaction in the New Era Fina Olifia; Cici Sundari; Pidayan Sasnifa; Illy Yanti; Ilham Abdi Prawira
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i2.6943

Abstract

This study aims to analyze Legal Protection for Consumers in Sharia E-Commerce Transactions in the Era of Economic Digitalization. The research explores issues related to consumer legal protection within Sharia-based e-commerce transactions amidst the digital economic transformation. This study employs a qualitative research method with an exploratory approach. The researcher utilizes secondary data from online media, social media, and relevant journals by examining materials related to consumer legal protection in Sharia e-commerce transactions in the era of digitalization. The data analysis technique employs the NVivo 12 Plus software, a computer-assisted qualitative document analysis tool. This user-friendly software can process words, exploring word frequency, attributes, and cases derived from large datasets. Research findings indicate that Sharia e-commerce has significant potential to grow in Indonesia. The realization of this potential largely depends on the ability to address existing consumer protection issues. If the recommendations of this study are implemented, a safe and fair digital transaction environment, fully aligned with Islamic values and principles, can be established. Despite its rapid growth, Sharia e-commerce still requires substantial improvements to ensure consumer protection. To create a secure, just, and Sharia-compliant transaction environment, a holistic approach supported by the collective commitment of stakeholders is necessary. The ability to periodically address literacy, regulation, and technology issues, conduct regular audits, apply blockchain and AI for halal certification, and detect non-Sharia practices are key factors for success. The government, industry, and academia must collaborate to build an ideal ecosystem.
Model of Regulation for Personal Data Protection of Online Loan Consumers Based on Maqasid Syariah and Personal Data Protection Law No. 27 of 2022 Rahmat Setiyadi; Ilham Abdi Prawira; Cici Sundari; Herri Novealdi
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 22 No. 1 (2023): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the Model of Regulation for the Protection of Personal Data of Online Loan Consumers Based on Maqasid Syariah and the No. 27 Of 2022 Personal Data Protection Law. This research employs a qualitative method with a normative juridical approach, utilizing primary data in the form of the PDP Law, as well as secondary data from social media and relevant journals. The analysis was carried out using NVivo 12 Plus to systematically process qualitative data through word, frequency, and attribute analysis. The study's results demonstrate that the PDP Law provides a robust legal framework for protecting the rights of data subjects, including the right to privacy, security, and control over their personal data. This law emphasizes that online loan providers are required to obtain the user's explicit consent before processing their data (Articles 15–20) and provide consumers with the right to access, correct, or delete their personal data (Article 16). The PDP Law also provides for administrative and criminal sanctions for violations, including hefty fines and imprisonment (Articles 57–63), to ensure transparent, fair, and accountable data management. From the perspective of Maqasid Sharia, the protection of personal data aligns with the principles of hifz al-nafs (protection of life), hifz al-'aql (protection of reason), and, in particular, hifz al-'irdh (protection of honor). Violations of personal data are viewed as a violation of human honor and dignity, which is contrary to the values of Justice and benefit in Sharia. Thus, the protection of personal data of borrowed consumers reflects the synergy between positive law and Islamic ethical principles.