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All Journal Hatta: Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi Jurnal Ilmu Ekonomi dan Bisnis
Julius Andhika Prasetyo
Universitas Negeri Medan
Economics, Econometrics & Finance Education Other

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Peran Decision Support System dalam Mendukung Pengambilan Keputusan Keuangan pada Berbagai Skala Usaha (Kecil, Menengah, dan Besar) di Indonesia Julius Andhika Prasetyo; Muhammad Rafly Dwi Desta; Haikel Bremana Gurusinga; Muhammad Rizal
Jurnal Ilmu Ekonomi dan Bisnis Vol 4 No 2 (2026): Oktober, Jurnal Ilmu Ekonomi dan Bisnis
Publisher : Perkumpulan Konsultan Manajemen Pendidikan Indonesia (PKMPI)

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Abstract

The development of information technology has encouraged organizations of various business scales to utilize systems capable of supporting decision-making processes more effectively. However, many organizations have still faced challenges in making decisions due to the use of conventional methods that were less responsive to changes in the business environment. This study aimed to analyze the role of Decision Support Systems in supporting decision-making processes in small, medium, and large-scale businesses in Indonesia. The study employed a descriptive qualitative approach using a literature review method. Data were collected from various relevant secondary sources, including scientific journals, books, and other academic publications. The analysis was conducted through the processes of collecting, categorizing, and interpreting information related to the implementation of Decision Support Systems across different business scales. The findings indicated that Decision Support Systems contributed to improving the quality of decision-making by providing faster, more accurate, and data-driven information. In small-scale businesses, the system helped improve operational efficiency and resource management. In medium-scale businesses, it supported business planning and development through more comprehensive data analysis. Meanwhile, in large-scale businesses, the system was utilized to manage complex data, perform real-time monitoring, and generate strategic recommendations. Therefore, Decision Support Systems were proven to be important tools for enhancing business management effectiveness and organizational competitiveness in the digital era.
Analisis Peran ALMA dalam Meningkatkan Kinerja Keuangan Perbankan di Indonesia dalam Perspektif Teologis Julius Andhika Prasetyo; Nasirwan
HATTA : Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi Vol 4 No 1 (2026)
Publisher : STKIP MAJENANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62387/hatta.v4i1.443

Abstract

Background: The banking sector plays a crucial role in the economy as a financial intermediary, requiring effective and efficient financial management. One important aspect of this management is asset and liability management, which functions to maintain financial balance and control risks. Purpose: This study aims to analyze the role of asset and liability management in the financial performance of banking institutions in Indonesia. Method: The method used was a qualitative descriptive approach based on a literature review, utilizing secondary data sourced from official publications of the Badan Pusat Statistik, Otoritas Jasa Keuangan, academic articles, relevant books, Quran, and Bible. Findings: Research findings indicate that asset and liability management plays a crucial role in managing liquidity and market risk, maintaining financial stability, and enhancing banking profitability. However, the effectiveness of its implementation depends heavily on the quality of management and the policies in place, this is in line with Qs. An-Nisa’:58 and Luke 16:10, which emphasize diligence and responsibility in financial management and several other verses. Conclusions: Asset and liability management is a crucial strategy for improving financial performance and ensuring the sustainability of the banking sector in Indonesia.
Co-Authors Haikel Bremana Gurusinga Muhammad Rafly Dwi Desta Muhammad Rizal Nasirwan Nasirwan