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All Journal Jurnal At-Tanmiyah Ekonomi dan Bisnis Islam
Mirza Astia
STEBIS AL ULUM TERPADU MEDAN
Economics, Econometrics & Finance

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POTENSI TEKNOLOGI BLOCKCHAIN DALAM PENGELOLAAN WAKAF TANAH: STUDI KOMPARATIF DI INDONESIA, MALAYSIA, TURKI, UEA, DAN QATAR Yusnita; Mirza Astia
At-Tanmiyah Jurnal Ekonomi dan Bisnis Islam Vol 4 No 1 (2025): Juni. At-Tanmiyah: Jurnal Ekonomi dan Binis Islam
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam (STEBIS) Al-Ulum

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This study aims to explore the potential implementation of blockchain technology in the management of land waqf through a comparative analysis of five countries: Indonesia, Malaysia, Turkey, the United Arab Emirates (UAE), and Qatar. Globally, waqf management is undergoing a transformation from conventional systems to more transparent and accountable digital frameworks. Blockchain technology offers a decentralized data solution that can significantly reduce corruption, data duplication, and enhance accountability within waqf management organizations. This research adopts a qualitative approach, utilizing a literature review of official documents, academic journals, and reports from relevant institutions. The results reveal that each country has adopted different strategies for managing land waqf with varying levels of technological readiness. Turkey and the UAE have successfully integrated blockchain technology into their waqf systems, while Malaysia and Qatar are in the developmental phase. Indonesia, on the other hand, is still in the early stages of digitizing waqf. The study recommends a comprehensive roadmap for digitalizing waqf management based on blockchain technology in Indonesia, supported by appropriate regulations, human resources, and multi-sector collaboration.
DAMPAK PINJAMAN RENTENIR TERHADAP PEREKONOMIAN KELUARGA KELURAHAN PULO BRAYAN KOTA MEDAN Arsad Halomoan Sipahutar; Mirza Astia; Rizky Zhafran
At-Tanmiyah Jurnal Ekonomi dan Bisnis Islam Vol 4 No 1 (2025): Juni. At-Tanmiyah: Jurnal Ekonomi dan Binis Islam
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam (STEBIS) Al-Ulum

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This study aims to analyze the impact of loan shark loans on the family economy of Pulo Brayan Village, Environment I. This study uses a qualitative descriptive method, where researchers obtain data from distributing questionnaires, interviews and literature studies with sample determination using the Non Probability Sampling method with incidental sampling types and based on the roscoe formula in determining the number of respondents. Researchers distributed questionnaires to 20 respondents consisting of the Pulo Brayan Village community, Environment I who have other livelihoods. The results of the analysis concluded that the impact of loan shark loans had a negative impact on the family economy, this was because most respondents used the loan as a consumptive and lifestyle channel, and the respondents' uncertain income made it increasingly difficult for respondents to convey their needs and difficulties in paying loans to loan sharks
HAMBATAN MEMPEROLEH SERTIFIKASI HALAL PERSPEKTIF PELAKU UMKM DI DESA BANDAR KLIPPA Mirza Astia; Yusnita; Abygael Paulina Sijabat
At-Tanmiyah Jurnal Ekonomi dan Bisnis Islam Vol 4 No 1 (2025): Juni. At-Tanmiyah: Jurnal Ekonomi dan Binis Islam
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam (STEBIS) Al-Ulum

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Halal certificate is not only valid proof that the product produced is safe and in accordance with the provisions of Islamic law, but also plays an important role in increasing the competitiveness of micro, small and medium enterprises (UMKM) in the domestic and global markets. This research generally aims to determine the obstacles to UMKM in Bandar Klippa Village in obtaining halal certification. The type of research used in this research is a qualitative method with collection through field research and literature research. The results obtained from this research are external obstacles, namely uneven socialization and education from the government, expensive processing costs and complicated and long administrative procedures. The internal obstacles faced by Bandar Klippa Village UMKM actors in obtaining halal certification are limited resources, lack of halal knowledge and awareness and the perception of UMKM actors that halal certification is not urgently needed.
Co-Authors Abygael Paulina Sijabat Arsad Halomoan Sipahutar Rizky Zhafran Yusnita Yusnita