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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Kewirausahaan dan Bisnis IJECS: Indonesian Journal of Empowerment and Community Services
Nanang Gunawan
Universitas Amal Ilmiah Yapis Wamena
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Health Professions Public Health Social Sciences Other

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Improving Financial Technology-Based Financial Management for Noken Mama Papuan Artisans in Baliem Jayawijaya Valley syarifah; Silviani Rumagit; Nanang Gunawan; Fayra Nabillah Azza; Tommi Hutasoit
IJECS: Indonesian Journal of Empowerment and Community Services Vol. 6 No. 2 (2025): IJECS: Indonesian Journal of Empowerment and Community Services
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/ijecs.v6i2.7205

Abstract

This community service activity aims to enhance financial management literacy and the adoption of financial technology (fintech) among the Mama Papua Suara Hati Ibu noken craftsman group in the Baliem Valley, Jayawijaya. The main problems faced by partners are traditional financial record keeping, limited access to formal financial services, and low understanding of fintech applications. The implementation method is socialization, training, mentoring, and evaluation through pre-test and post-test. The results of the activity show a significant increase in knowledge and skills of partners in managing finances in a structured manner by utilizing the Qasir application as a digital recording medium, namely 60% where initially only 3 people understood financial technology, after the training, the number increased to 28 people. Supporting factors for this community service activity were the active role of all participants during the implementation, the partners' openness to problems faced, and the existence of clear duties and functions for partners, so that it was easy to coordinate the course of the training, as well as the support of the tribal chief regarding security during the activity. However, there were several obstacles during the implementation, including limited access to electricity, unstable internet, and tribal war during the activity, that required rescheduling and adding training time. The hope is that this activity will foster digital financial management literacy among partners, promote economic independence, and serve as a model for sustainable technology-based MSME empowerment in underserved and underserved regions (3T). Keywords: Qasir App, Financial Technology, Mama Papua, Noken, Underserved and Underserved MSMEs (3T)
Entrepreneurial Resiliency Among Indigenous Women Entrepreneurs in Papua Pegunungan: The Role of Digital Literacy and Dynamic Capability Nanang Gunawan; Ayu Anggraini Tambunan; Defran Siska; Anike Amidek Ikinia
Jurnal Kewirausahaan dan Bisnis Vol 30, No 2 (2025): December
Publisher : Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/jkb.v30i2.109435

Abstract

This study investigates the entrepreneurial resiliency of indigenous women entrepreneurs in Papua Pegunungan, examining how digital literacy and dynamic capability jointly shape their capacity to adapt within a structurally constrained, geographically isolated environment. Resilience is treated not as a fixed trait but as a socio-technical process that unfolds through engagement with digital tools and context-specific innovation. The study tests whether dynamic capability channels the influence of digital literacy on entrepreneurial resiliency, drawing on survey data from 181 respondents analyzed through partial least squares structural equation modeling (PLS-SEM). Contrary to a simple full-mediation account, the results show that digital literacy exerts a strong, statistically significant direct effect on entrepreneurial resiliency (β = 0.697) that considerably outweighs the indirect route running through dynamic capability (β = 0.126), signaling partial rather than full mediation. Digital tools therefore contribute to resiliency both on their own and by strengthening the capacity to sense, seize, and reconfigure resources, although the direct pathway dominates. These findings position entrepreneurial resiliency among indigenous women in Papua Pegunungan as a context-driven construct shaped by informal learning, ecological awareness, and adaptive routines, and they challenge deficit-based narratives by foregrounding the strategic agency of marginalized entrepreneurs. The findings point to a need for localized digital-training and capability-building programs that remain attentive to cultural and ecological realities.Keywords: dani ethnic community; ecological embeddedness; informal learning; marginalized entrepreneurship; partial least squares structural equation modeling; socio-technical adaptation
Socio‑Technical Pathways To Resilience: Indigenous Women Entrepreneurs In Papua Mountains Nanang Gunawan; Ayu Anggraini Tambunan; Defran Defran Siska
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 14 No 3 (2026): Juli
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v14i3.10246

Abstract

This study examines the entrepreneurial resiliency of indigenous Dani women entrepreneurs in Papua Pegunungan by analyzing the roles of digital literacy, dynamic capabilities, and adversity quotient through a mixed‑methods design. Quantitative data from 181 respondents were analyzed using Partial Least Squares Structural Equation Modeling (PLS‑SEM), while qualitative insights were obtained through a Delphi process. Results confirmed that digital literacy has both a strong direct effect on resiliency and an indirect effect mediated by dynamic capabilities, supporting all hypotheses. Qualitative findings revealed that digital literacy is practiced collectively, often through shared devices and platforms such as WhatsApp, serving as connective infrastructure rather than individual proficiency. Dynamic capabilities were expressed through communal improvisation, ecological awareness, and tacit knowledge, while resilience was sustained through solidarity and cooperation. Adversity quotient further enabled entrepreneurs to reframe limitations as shared challenges. The study advances a socio‑technical understanding of resiliency and offers guidance for inclusive entrepreneurship policies tailored to indigenous contexts.
Co-Authors Defran Defran Siska Fayra Nabillah Azza Silviani Rumagit Syarifah Tambunan, Ayu Anggraini Tommi Hutasoit