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All Journal IRA Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat
Rahmawati, Herlini Sanika
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Computer Science & IT Education Energy Engineering Environmental Science Industrial & Manufacturing Engineering Mechanical Engineering Social Sciences Other

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PELATIHAN MANAJEMEN INVESTASI EMAS DIGITAL BAGI PEKERJA MELALUI APLIKASI BYOND BY BSI Rahmawati, Herlini Sanika; Darmawan, Indra Manggala Dwi; Romlah, Siti; Soebandono, Mochamad Raka Putra; Kartini, Ida Ayu Nuh
BESIRU : Jurnal Pengabdian Masyarakat Vol. 2 No. 12 (2025): BESIRU : Jurnal Pengabdian Masyarakat, Desember 2025
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/besiru.v2i12.2060

Abstract

The rapid development of digital technology has transformed financial services and expanded access to modern investment instruments, including digital gold. This community service program aimed to enhance factory workers understanding of sharia compliant digital gold investment using the BYOND by BSI application. Conducted online via Zoom with 50 participants, the training consisted of pre-test, material delivery, feature demonstration, simulation practice, discussion, and post-test. The program introduced investment fundamentals, sharia principles, and technical application use. Results indicated a significant improvement in participants knowledge, supported by moderate N-Gain values and a statistically significant paired t-test. This activity highlights the effectiveness of digital financial literacy training in strengthening workers investment readiness and promoting inclusive sharia-based financial practices.
Sosialisasi Manajemen Investasi Melalui Produk Deposito Berjangka Pada Layanan Perbankan Digital Firmansyah, Alfin Cahya; Rahmawati, Herlini Sanika; Darmawan, Indra Manggala Dwi; Kartini, Ida Ayu Nuh
IRA Jurnal Pengabdian Kepada Masyarakat (IRAJPKM) Vol 3 No 3 (2025): Desember
Publisher : CV. IRA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56862/irajpkm.v3i3.377

Abstract

This community service activity aims to improve participants’ understanding of investment management through SeaBank's time deposit products. The activity employed a qualitative approach involving 30 sales employees of JAECOO in the automotive sector. The program was conducted through face-to-face socialization using lecture-based methods supported by presentation media, as well as hands-on practice in opening time deposits via the SeaBank mobile application. The materials delivered included fundamental concepts of investment management, characteristics of time deposit products, return calculation simulations, and technical tutorials on the deposit process. The results indicate a significant improvement in participants’ knowledge and skills in managing low-risk investments through digital banking services. This activity enhances financial literacy and promotes more rational investment decision-making among participants.
Co-Authors Darmawan, Indra Manggala Dwi Firmansyah, Alfin Cahya Kartini, Ida Ayu Nuh Siti Romlah Soebandono, Mochamad Raka Putra