IRA Jurnal Pengabdian Kepada Masyarakat
Vol 3 No 3 (2025): Desember

Sosialisasi Manajemen Investasi Melalui Produk Deposito Berjangka Pada Layanan Perbankan Digital

Firmansyah, Alfin Cahya (Unknown)
Rahmawati, Herlini Sanika (Unknown)
Darmawan, Indra Manggala Dwi (Unknown)
Kartini, Ida Ayu Nuh (Unknown)



Article Info

Publish Date
31 Dec 2025

Abstract

This community service activity aims to improve participants’ understanding of investment management through SeaBank's time deposit products. The activity employed a qualitative approach involving 30 sales employees of JAECOO in the automotive sector. The program was conducted through face-to-face socialization using lecture-based methods supported by presentation media, as well as hands-on practice in opening time deposits via the SeaBank mobile application. The materials delivered included fundamental concepts of investment management, characteristics of time deposit products, return calculation simulations, and technical tutorials on the deposit process. The results indicate a significant improvement in participants’ knowledge and skills in managing low-risk investments through digital banking services. This activity enhances financial literacy and promotes more rational investment decision-making among participants.

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Journal Info

Abbrev

IRAJPKM

Publisher

Subject

Education Energy Engineering Industrial & Manufacturing Engineering Mechanical Engineering Other

Description

IRAJPKM fokus pada artikel ilmiah hasil pengabdian kepada masyarakat (PKM) yang meliputi Bidang Teknologi dan Ilmu-Ilmu Terapan, antara lain: Teknologi: Arsitektur, Bioteknologi, Desain, Dirgantara, Elektronika, Ergonomika, Ilmu forensik, Ilmu informasi, Ilmu kesehatan, Ilmu militer, Ilmu pangan, ...