Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal Al-Kharaj: Journal of Islamic Economic and Business
Jopie Tamtelahitu
Unknown Affiliation
Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Analysis Of Implementation Of Innovation In Cooperation Between Government, Banks And Business In Developing Msmes In Central Maluku Regency Mauwa Latupono; Maryam Sangadji; Jopie Tamtelahitu
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9379

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in the regional economy, yet they still face limitations in access to financing and business capacity. The Central Maluku Regency Government has developed policy innovations through Government, Bank, and Business Cooperation in the development of MSMEs. This study aims to analyze the implementation of these collaborative innovations and their impact on MSME development in Central Maluku Regency. The study employed a mixed methods approach, with qualitative analysis to examine the policy implementation process and quantitative analysis through regression to examine the program's impact on MSME performance. Data were obtained through interviews, questionnaires, observations, and documentation studies. The results indicate that the implementation of collaborative innovations has progressed through the stages of socialization, data collection, financing distribution, mentoring, and monitoring and evaluation. The regression analysis indicates that the implementation of collaborative innovations between the government, banks, and businesses has a positive and significant impact on MSME development.
Regional Government Strategy in Improving Tourism Management to Increase Community Income in Namalatu Beach and Latuhalat Village Leisure Beach Terinathe, Kenny Harold; Erly Leiwakabessy; Jopie Tamtelahitu
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): SettingsVol. 8 No. 1 (2026): All articles in this issue include authors from 3
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10000

Abstract

This study aims to analyze the local government's strategy in improving tourism management to increase community income in Namalatu Beach and Latuhalat Village Leisure Beach. Research problems include low community capacity to take advantage of tourism economic opportunities, limited supporting facilities, lack of optimal coordination between the government and the community, and weak tourism promotion. The research uses a qualitative approach with data collection techniques in the form of interviews, observations, and documentation. The research informants consisted of the village government, the Tourism Office, tourism managers, and local business actors. The results of the study show that local government strategies have been carried out through facility development, community empowerment, and regulatory support, but they have not run optimally due to limited training, uneven community participation, and not yet optimal digital marketing. The concept of Community-Based Tourism has not been applied comprehensively so that the economic impact on the community is still fluctuating and depends on the tourist visit season. The conclusion of the study shows that strengthening government and community collaboration, increasing human resource capacity, developing digital promotions, and sustainable tourism management are key factors in increasing community income. It is suggested that local governments improve training programs, improve tourism facilities, and build an integrated community-based management system
Co-Authors Erly Leiwakabessy Maryam Sangadji Mauwa Latupono Terinathe, Kenny Harold