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p-Index From 2021 - 2026
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All Journal Outline Journal of Management and Accounting
Anggraini, Nazrah
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Economics, Econometrics & Finance Social Sciences

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The Influence of E-Wallets on Student Lifestyle Zahra, Dian Eka; Simatupang, Aliska Putri; Hsb, Fildzah Zaira . Br .; Anggraini, Nazrah; Nasution, Shasyabilla Umaya
Outline Journal of Management and Accounting Vol. 5 No. 1 (2026): January-June
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/sn7ndd21

Abstract

This study aims to analyze the influence of e-wallet usage on the lifestyle of students in Class B of the Economics Department at Universitas Negeri Medan. The research is grounded in the rapid development of digital technology, which has driven the transformation of financial transactions toward cashless systems. The method used is qualitative descriptive, with data collected through questionnaires. The results show that e-wallets facilitate daily transactions, improve efficiency, and support a practical and digital lifestyle. However, this convenience also contributes to an increase in consumptive behavior, such as impulsive shopping and a tendency toward overspending. Although most students perceive e-wallets as a symbol of modernity, concerns remain regarding data security and technical issues. These findings suggest that e-wallet usage should be balanced with strong financial literacy to maximize its benefits while minimizing negative impacts on students' consumption patterns and financial management.
Co-Authors Hsb, Fildzah Zaira . Br . Nasution, Shasyabilla Umaya Simatupang, Aliska Putri Zahra, Dian Eka