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All Journal JAPP : Jurnal Akuntansi, Perpajakan dan Portofolio
Arifai, Abdul Azis
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Economics, Econometrics & Finance

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Pengaruh Literasi, Pengelolaan, dan Inklusi Keuangan Terhadap Kinerja Keuangan Umkm Digital Printing di Ponorogo Arifai, Abdul Azis; Rapini, Titi; Wahyuningsih, Dwi Warni
JAPP: JURNAL AKUNTANSI, PERPAJAKAN DAN PORTOFOLIO Vol 4 No 2 (2024): Agustus
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/japp.v4i2.11079

Abstract

This study explores the understanding of personal finance, management, and access to financial services impact the performance of 31 digital printing SMEs in Ponorogo. Thirty business owners were surveyed, and the data was examined using regression. The findings show that financial literacy and management do not significantly affect performance, but financial inclusion does. The F-test confirms that all three factors together influence the businesses' financial performance. Keywords: Financial Literacy, Financial Management, Financial Inclusion, and Financial Performance
Co-Authors Titi Rapini, Titi Wahyuningsih, Dwi Warni