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All Journal Ekonis : Jurnal Ekonomi dan Bisnis Jurnal Media Informatika
Nurul Siti Jahidah
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Computer Science & IT Economics, Econometrics & Finance

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Teknologi Informasi dan Komunikasi: Solusi untuk Ketimpangan Pendapatan di Indonesia? Nurul Siti Jahidah; Fauziyah Adzimatinur
Jurnal Media Informatika Vol. 6 No. 3 (2025): Jurnal Media Informatika
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jumin.v6i3.5681

Abstract

− This study aims to analyze the effect of information and communication technology on income inequality. Information and communication technology discussed in this study are ICT infrastructure, ICT usage, and ICT skills. The research method used is quantitative descriptive research with the dependent variable being the Gini index and the independent variables being the ICT-Development Index sub-indices including ICT infrastructure, ICT usage, and ICT expertise. The research data source is from the Central Bureau of Statistics publication. Panel data regression analysis was conducted in this study with cross section data of 33 provinces in Indonesia from 2018 to 2023. The results show that ICT usage has a significant negative effect on income inequality. While the other two variables, ICT infrastructure and ICT skills do not have a significant effect on income inequality.
PENGARUH LITERASI KEUANGAN, PENDAPATAN, DAN GAYA HIDUP TERHADAP MINAT MENABUNG PADA GENERASI Z DI KABUPATEN KUNINGAN Imel Tiara Amellia; Dede Djuniardi; Nurul Siti Jahidah
Ekonis: Jurnal Ekonomi dan Bisnis Vol 28, No 2 (2026): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v28i2.10868

Abstract

Abstract: This study aims to determine the influence of financial literacy, income, and lifestyle on saving interest among Generation Z in Kuningan Regency, both simultaneously and partially. The study was conducted using a quantitative associative survey method on 150 respondents selected through purposive sampling. Data were analyzed using multiple linear regression, classical assumption tests, the coefficient of determination (R²), and hypothesis testing through the F-test and t-test with the aid of SPSS version 25. The results show that financial literacy, income, and lifestyle simultaneously have a significant influence on saving interest, with an R² of 0.587. Partially, financial literacy and income have a positive and significant effect on saving interest, while lifestyle has a negative and significant effect. These findings indicate that higher financial literacy and income, combined with a more controlled lifestyle, increase the saving interest of Generation Z in Kuningan Regency, in line with the Theory of Planned Behavior.Keywords: Financial Literacy, Income, Lifestyle, Saving Interest, Generation Z.
Co-Authors Dede Djuniardi Fauziyah Adzimatinur Imel Tiara Amellia