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All Journal EkBis: Jurnal Ekonomi dan Bisnis Jurnal Kolaboratif Sains Indonesian Journal of Islamic Economics and Finance
Dewanti, Nala Syifa
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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The Role of Trust in Increasing Participation in Digital Cash Waqf in Wonogiri Regency Zulni, Dhiyaul Aulia; Dewanti, Nala Syifa; Rokhim, Hanif Nur
Indonesian Journal of Islamic Economics and Finance Vol. 5 No. 2 (2025)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v5i2.8815

Abstract

Digital cash waqf has great potential in optimizing Muslims' contribution to social and economic development. However, participation in digital cash waqf in Indonesia, particularly in Wonogiri Regency, remains low. This study aims to identify factors influencing individuals' intention to participate in digital cash waqf, focusing on the role of trust as a mediator between waqf literacy, social media, perceived usefulness, and perceived ease of use. The research method used is a quantitative approach with primary data collection through questionnaires distributed to 226 respondents in Wonogiri Regency. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results show that perceived usefulness, ease of use, and trust significantly influence participation intention in digital cash waqf. Although waqf literacy and social media influence did not show significant direct effects, both played a role through the mediation of trust. Trust fully mediated the relationship between waqf literacy and participation intention, as well as between social media and participation intention. Meanwhile, perceived ease of use had both a direct effect and a partial mediation effect on participation intention. Based on these findings, it is recommended that waqf management institutions improve transparency and user trust, and optimize the ease of use of digital platforms to encourage greater participation in digital cash waqf
Analisis Potensi Dampak Investasi JIIPE Sebagai Bakal Kawasan Ekonomi Khusus (KEK) Gresik Terhadap Perekonomian Jawa Timur: Analysis on the Potential Impact of JIIPE Investment on East Java Economy Pertiwi, Ristiyanti Hayu; Dewanti, Nala Syifa
Jurnal Kolaboratif Sains Vol. 8 No. 12: Desember 2025
Publisher : Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/jks.v8i12.9337

Abstract

Penelitian ini bertujuan untuk mengetahui dampak dari investasi pada Java Integrated Industrial and Ports Estate (JIIPE) sebagai bakal KEK Gresik di Jawa Timur. Analisis dilakukan menggunakan Tabel IO Provinsi Jawa Timur tahun 2015 dengan metode agregasi 17 sektor dan perhitungan angka pengganda (multiplier). Dari pengolahan tersebut, dilakukan analisis dampak terhadap output, pendapatan, jumlah tenaga kerja, dan Nilai Tambah Bruto. Selain itu, studi ini juga menganalisis kebutuhan investasi yang dibutuhkan apabila Provinsi Jawa Timur memiliki target pertumbuhan ekonomi tertentu. Secara umum, investasi total JIIPE pada tahun 2030 akan berdampak pada peningkatan output sebesar Rp 148 triliun (4,65%), total peningkatan pendapatan pegawai sebesar Rp 17 triliun (1,01%), peningkatan penyerapan tenaga kerja sebanyak 765.624 orang, dan peningkatan Nilai Tambah Bruto sebesar Rp 69 triliun (4.09%). Peningkatan ini masih berada di bawah target pertumbuhan ekonomi pemerintah Provinsi Jawa Timur dengan kebutuhan investasi senilai Rp 1.395 triliun.
Does Digital Finance Reduce Cash Holdings? Evidence on Money Demand in ASEAN Dewanti, Nala Syifa; Nurhan, Cinta Laura; Inayati, Alfaina Zia
EkBis: Jurnal Ekonomi dan Bisnis Vol. 9 No. 2 (2025): EkBis: Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Islam, UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/EkBis.2025.9.2.2813

Abstract

This study investigates the impact of digital finance, alongside globalization and exchange rates, on money demand in six ASEAN countries (Indonesia, Malaysia, Singapore, Thailand, Philippines, and Vietnam) from 2015-2023. The primary purpose is to analyze how digital financial transformation influences cash holdings and monetary stability in a developing regional context, an area with limited empirical evidence. Utilizing a panel data regression approach with fixed effects model estimation, the research employs indicators suc as ATM density, mobile subscriptions, internet penetration, the KOF Globalization index, and official exchange rates. The main findings remain dominant drivers: ATM access and globalization have positive effects on broad money demand. However, a composite Digital Financial Inclusion Index consolidating digital variables exhibits a strong positive significant effect, digital advancements holistically strengthen financial deepening. The study contributes to monetary economics by highlighting the complex, evolving nexus between digitalization and money demand in emerging economies.
Co-Authors Inayati, Alfaina Zia Nurhan, Cinta Laura Pertiwi, Ristiyanti Hayu Rokhim, Hanif Nur Zulni, Dhiyaul Aulia