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Bhebhe, Maria Casandra
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Aerospace Engineering Computer Science & IT Languange, Linguistic, Communication & Media Nursing Social Sciences Other

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Peningkatan Sumber Daya Manusia (SDM) Desa melalui Sosialisasi Pentingnya Perencanaan Keuangan demi Kebebasan Finansial Masyarakat Desa Binaus, Kabupaten Timor Tengah Selatan (TTS) Ardiman, Yohanes; Ismawati, Hilda Karman; Mur, Elsiana; Bani, Angelina; Nirta, Rosalia; Bau, Maria Novita; Bhebhe, Maria Casandra; Hale, Maria Indrayani; Diron, Ludovikus Kelvino; Wea, William Gilbert; Talu, Maximus; Migo, Maria Stefania D.; Olin, Maria Virginia Stefani; Pereira, Intan Patricia A.; Sukmawati, Sukmawati; Klau, Stefania Seuk; Burin, Stefanie Noviega B.; Goetha, Selfiana; Manafe, David
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 6, No 1 (2026): Abdira
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v6i1.1537

Abstract

Financial planning is an essential skill that enhances human resource (HR) quality and supports rural communities in achieving economic independence. The people of Binaus Village, South Central Timor Regency, face challenges in financial management due to fluctuating incomes, consumptive spending habits, and low saving awareness. This community engagement program aims to improve financial literacy through socialization and training using the Participatory Action Research (PAR) method, which involved observation, interviews, focus group discussions, and practical workshops on financial recording, budgeting, and saving strategies. The results indicate a positive shift in community mindset, from short-term consumption toward more productive financial allocations, including education, health, and emergency savings. The study concludes that contextual financial planning socialization can strengthen financial awareness, reduce dependence on high-interest loans, and guide rural communities toward sustainable financial freedom.
Co-Authors Ardiman, Yohanes Bani, Angelina Bau, Maria Novita Burin, Stefanie Noviega B. David Manafe Diron, Ludovikus Kelvino Hale, Maria Indrayani Ismawati, Hilda Karman Klau, Stefania Seuk Migo, Maria Stefania D. Mur, Elsiana Nirta, Rosalia Olin, Maria Virginia Stefani Pereira, Intan Patricia A. Selfiana Goetha Sukmawati Sukmawati Talu, Maximus Wea, William Gilbert