Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal JIMEK International Journal of Economics and Management Research
I Gusti Ayu Agung Pradnya Dewi
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Peran Literasi Keuangan dalam Memoderasi Pengaruh Inklusi Keuangan dan Digital Payment terhadap Kinerja UMKM Dewa Ayu Sanisca Tryana Putri; I Gusti Ayu Agung Pradnya Dewi
Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 6 No. 1 (2026): Maret: Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan (JIMEK)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimek.v6i1.9694

Abstract

This study examines the impact of financial inclusion and the use of digital payment on MSME performance, with financial literacy serving as a moderating variable. The research adopts a quantitative approach, employing purposive sampling to select 150 MSME owners as respondents. Data were collected through questionnaires measured using a five-point Likert scale. The data analysis was conducted using Moderated Regression Analysis (MRA) with the assistance of SPSS software. The findings indicate that financial inclusion and digital payment usage have a significant positive effect on MSME performance. Furthermore, financial literacy is proven to strengthen the relationship between financial inclusion and MSME performance, while it weakens the effect of digital payment usage on performance. These results suggest that MSME owners’ financial management capabilities play a crucial role in determining the effectiveness of financial services and digital payment technologies. This study provides important implications for MSME development, particularly highlighting the need to enhance financial literacy so that business owners can optimize the use of financial services and digital technologies to support business performance.
Adoption of Cloud-Based Accounting in the Villa Accommodation Sector: An Analysis of UTAUT Model Implementation I Gusti Komang Aninda Trisna Wulandari; I Gusti Ayu Agung Pradnya Dewi
International Journal of Economics and Management Research Vol. 5 No. 1 (2026): April: International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v5i1.682

Abstract

This research aims to examine several factors that affect the adoption of cloud-based accounting in the villa accommodation sector in Badung Regency through the application of the UTAUT theoretical framework. The study was conducted using a quantitative approach through surveys of 100 respondents, including villa owners, managers, and financial staff who have used cloud-based accounting for more than one year. The data were analyzed using multiple linear regression with the assistance of SPSS software. The analysis results revealed a positive and significant relationship between Performance Expectancy, Effort Expectancy, and Social Influence with Behavioral Intention to adopt cloud-based accounting. The research model can explain 68.7% of the variation in Behavioral Intention, while the remaining variation is accounted for by other determinants outside the examined model. The findings indicate that perceptions of performance benefits, ease of use, and social context support play a significant role in strengthening the acceptance of cloud-based accounting in the villa sector. This study is expected to contribute to the enrichment of academic literature on accounting information systems and serve as a practical reference for villa business practitioners to optimize technology-based financial management
Co-Authors Dewa Ayu Sanisca Tryana Putri I Gusti Komang Aninda Trisna Wulandari