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All Journal Communautaire: Journal of Community Service
Siregar, Miftahulzannah
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Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Saving Enthusiasm Education to Improve Financial Literacy for Elementary School Students Anantha, Agung; Siregar, Miftahulzannah; Sirait, Nur Ihsan; Dabariba, Vivi Amelia; Syam, Nur Fadhilah
Communautaire: Journal of Community Service Vol. 4 No. 3 (2025)
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/communautaire.v4i3.1470

Abstract

This study aims to examine the role of promoting a habit of saving through Saving Habit Socialization activities in improving financial literacy among elementary school students in Prapat Janji Village. The study uses a descriptive-participatory approach with 30 fourth- and fifth-grade elementary school students as subjects. Data collection was carried out through observations, interviews with teachers, parents, and students, as well as documentation during the program implementation. The results of the study indicate that before the program was implemented, only about 50% of students saved regularly, while the majority of students spent their pocket money on snacks. The low habit of saving is influenced by students' limited understanding of the importance of saving, the lack of continuous habituation at school, and minimal guidance from parents. The implementation of Saving Habit Socialization is considered relevant as an educational strategy capable of enhancing students' financial literacy holistically, covering aspects of knowledge, attitude, and financial behavior. This study emphasizes the importance of contextual, practical, and sustainable savings education by involving the roles of schools and families to shape positive financial habits from an early age.
Co-Authors Anantha, Agung Dabariba, Vivi Amelia Sirait, Nur Ihsan Syam, Nur Fadhilah