Communautaire: Journal of Community Service
Vol. 4 No. 3 (2025)

Saving Enthusiasm Education to Improve Financial Literacy for Elementary School Students

Anantha, Agung (Unknown)
Siregar, Miftahulzannah (Unknown)
Sirait, Nur Ihsan (Unknown)
Dabariba, Vivi Amelia (Unknown)
Syam, Nur Fadhilah (Unknown)



Article Info

Publish Date
21 Dec 2025

Abstract

This study aims to examine the role of promoting a habit of saving through Saving Habit Socialization activities in improving financial literacy among elementary school students in Prapat Janji Village. The study uses a descriptive-participatory approach with 30 fourth- and fifth-grade elementary school students as subjects. Data collection was carried out through observations, interviews with teachers, parents, and students, as well as documentation during the program implementation. The results of the study indicate that before the program was implemented, only about 50% of students saved regularly, while the majority of students spent their pocket money on snacks. The low habit of saving is influenced by students' limited understanding of the importance of saving, the lack of continuous habituation at school, and minimal guidance from parents. The implementation of Saving Habit Socialization is considered relevant as an educational strategy capable of enhancing students' financial literacy holistically, covering aspects of knowledge, attitude, and financial behavior. This study emphasizes the importance of contextual, practical, and sustainable savings education by involving the roles of schools and families to shape positive financial habits from an early age.

Copyrights © 2025






Journal Info

Abbrev

communautaire

Publisher

Subject

Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Public Health Social Sciences Other

Description

Communautaire: Journal of Community Service is published by Al-Qalam Institute, Probolinggo, East Java, Indonesia. This journal publishes research and community service results carried out by practitioners, teachers, lecturers, and researchers. The focus and scope of this journal include research ...