Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal Jurnal Riset Multidisiplin Edukasi
Melda Haulia
Unknown Affiliation
Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Analisis Risiko Kredit PT Mitra Adiperkasa Tbk Menggunakan Pendekatan Z-Score Altman Melda Haulia; Dalizanolo Hulu
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 1 (2026): Jurnal Riset Multidisiplin Edukasi (Januari 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i1.1544

Abstract

This study aims to analyze the credit risk of PT Mitra Adiperkasa Tbk using the Altman Z-Score approach as a tool to assess the company’s financial health and potential bankruptcy risk. The research is motivated by the dynamic conditions of the retail industry, which are influenced by economic fluctuations, changes in consumer behavior, and increasing competitive pressure. This study employs a descriptive quantitative research method using secondary data derived from the published financial statements of PT Mitra Adiperkasa Tbk. The analysis is conducted by calculating financial ratios that constitute the Altman Z-Score model and interpreting the results based on the classification criteria of the safe zone, grey zone, and distress zone. The results indicate that PT Mitra Adiperkasa Tbk is categorized in the safe zone, suggesting that the company is in a relatively healthy financial condition with a low risk of bankruptcy. However, external challenges remain and may potentially affect the company’s financial performance in the future. This study is expected to provide useful insights for management, investors, and other stakeholders in evaluating credit risk and supporting strategic decision-making to ensure business sustainability.
Transformasi Strategi Perencanaan Sumber Daya Manusia (SDM) dalam Menghadapi Disrupsi Era Digital Putri Handayani; Melda Haulia; Rully Yacob; Daniel Octavianus
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 4 (2026): Jurnal Riset Multidisiplin Edukasi (April 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i4.1837

Abstract

This study aims to analyze adaptive Human Resource (HR) planning strategies in addressing the challenges of the digital era, characterized by the rapid advancement of information and communication technology, including automation, Artificial Intelligence (AI), and remote work trends. This research employs a qualitative literature review approach to explore the paradigm shift from traditional HR management toward Digital Human Resource Management (Digital HRM). The findings indicate that HR planning strategies in the digital age are no longer focused solely on workforce quantity, but instead emphasize the use of People Analytics to predict talent needs and employee turnover, the implementation of reskilling and upskilling to bridge digital competency gaps, and the development of an agile work culture that supports organizational adaptability. The study concludes that organizational success in the digital era depends on the ability of management to align technological strategies with human potential development, where effective HR planning must balance technological efficiency with a human-centered approach to achieve sustainable competitive advantage.
Co-Authors Dalizanolo Hulu DANIEL OCTAVIANUS PUTRI HANDAYANI Rully Yacob