Claim Missing Document
Check
Articles

Found 3 Documents
Search

Operasional Perbankan Berbasis Mobile Banking: Kemudahan, Keamanan, dan Tantangan Annura Nazwa; Rihan Rizky; Tierra Kresna
Journal of Economics, Management, and Accounting Vol 1 No 3 (2026): March: Scripta Economica: Journal of Economics, Management, and Accounting
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/nq7znc98

Abstract

Mobile banking has become a core component of modern banking operations, transforming conventional services into more accessible and efficient digital systems. This study examines mobile banking operations by focusing on three key aspects: convenience, security, and operational challenges. The findings indicate that ease of use plays a crucial role in encouraging customer adoption and increasing transaction frequency, as intuitive interfaces and real-time services enhance user satisfaction. Security emerges as a fundamental pillar in sustaining customer trust, supported by layered authentication systems and regulatory standards designed to mitigate cyber risks. However, the rapid growth of mobile banking also presents operational challenges, including system stability, disparities in digital literacy, human resource readiness, and the need to comply with evolving regulations. These challenges highlight the importance of adaptive operational management and continuous system improvement. Overall, the study concludes that successful mobile banking implementation requires not only technological innovation but also strong regulatory support, effective risk management, and ongoing customer education to ensure sustainable digital banking operations.
Efektivitas Seminar Edukatif dalam Meningkatkan Kesadaran dan Perilaku Anti-Bullying Siswa SMP Negeri 56 Bandung Cucu Robiatul Adawiah; Edward Rifaldy Solehudin; Nila Syafitrti Hasibuan; Rihan Rizky
Journal of Community Service and Engagement Vol 1 No 2 (2026): February: Servitia: Journal of Community Service and Engagement
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/m4wtmv04

Abstract

This study examines the effectiveness of an educational seminar in increasing anti-bullying awareness and behavior among students at SMP Negeri 56 Bandung. The research was conducted using a descriptive qualitative approach supported by quantitative data obtained from questionnaires administered before and after the seminar. The seminar was designed through interactive lectures, audio-visual media, group discussions, and reflective activities to strengthen students’ understanding and engagement. The findings indicate a significant improvement in students’ cognitive awareness regarding the forms and impacts of bullying, including physical, verbal, social, and cyberbullying. In addition, students demonstrated positive affective changes marked by increased empathy, social sensitivity, and emotional rejection of bullying behaviors. Behavioral outcomes were also evident, as students showed greater willingness to take preventive actions such as speaking up, supporting victims, reporting incidents, and promoting a respectful school climate. The seminar fostered student participation as active contributors in creating a safe and inclusive learning environment.
Analisis Yuridis Penegakan Hukum Lingkungan Terhadap Pencemaran Sungai Citarum Rihan Rizky; M Z Syafiq Haidar Hisyam; Muhammad Rafa; Fathir Putra Maulud; Ahmad Ramdani
Journal of Legal, Political, and Humanistic Inquiry Vol 1 No 2 (2025): December: Custodia: Journal of Legal, Political, and Humanistic Inquiry
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/mrbybb57

Abstract

This study analyzes the enforcement of environmental law in addressing pollution in the Citarum River by employing a normative legal research method with statutory and conceptual approaches. The analysis focuses on the regulatory framework, the implementation of law enforcement mechanisms, and the challenges affecting their effectiveness in practice. The Citarum River plays a strategic role in supporting social, economic, and ecological systems; however, it faces serious pressures from industrial pollution, domestic waste, and spatial planning issues. The national legal framework provides a basis for environmental protection through the regulation of water quality standards, environmental permitting regimes, and the imposition of administrative and criminal sanctions. The implementation of environmental law enforcement reflects ongoing efforts in monitoring and sanctioning polluters, particularly corporate actors, although overall legal compliance remains suboptimal. The effectiveness of enforcement is influenced by institutional constraints, technical challenges in evidentiary processes, inter-agency coordination issues, and social factors within affected communities. This study emphasizes the importance of strengthening institutional coordination, enhancing the capacity of law enforcement authorities, and integrating environmental restoration approaches. Consistent and equitable enforcement of environmental law is expected to contribute to improvements in environmental quality, ensure the long-term sustainability of the Citarum River, and support the protection of the public’s right to a healthy and sustainable environment in Indonesia.