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All Journal Jurnal Mediasas : Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah
Librawenson, Winco
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Law, Crime, Criminology & Criminal Justice Social Sciences

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Regulating the Right to Be Forgotten in Indonesia’s Digital Banking: Lessons from the EU GDPR Librawenson, Winco; Disemadi, Hari Sutra; Afdal, Windi
Jurnal Mediasas: Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah Vol. 8 No. 4 (2025): Jurnal Mediasas: Media Ilmu Syariah dan Ahwal Al-Syakhsiyyah
Publisher : Islamic Family Law Department, STAI Syekh Abdur Rauf Aceh Singkil, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58824/mediasas.v8i4.501

Abstract

The implementation of the right to be forgotten in digital banking transactions in Indonesia faces complex legal challenges. Legal disharmony among regulations on personal data protection, electronic information and transactions, and banking law creates uncertainty in applying this right. This study aims to evaluate the legal framework of the right to be forgotten in Indonesia and compare it with the European Union's General Data Protection Regulation (GDPR) to identify an ideal normative solution. The research employs a normative legal method with statutory and comparative approaches. The findings indicate that the GDPR provides a more flexible data deletion mechanism, including the existence of an independent supervisory authority and simpler procedures for individuals to request data erasure. To enhance legal certainty in regulating the right to be forgotten in Indonesia, legal reform is necessary. This includes harmonizing existing regulations, formulating technical guidelines for Electronic System Providers (ESPs), and establishing an independent Personal Data Protection Authority similar to the European Data Protection Board (EDPB).
Co-Authors Disemadi, Hari Sutra Windi Afdal, Windi