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Mathematical Model Analysis of the Profit-Sharing System in Islamic Banking Nurhikmah; Al Ayyubi, Ibnu Imam; al-Jafari, Syed Muhammad Adib Termizi b Ahmad; Mardiah Azzahra, Fatimatul; Afifah Azzahra, Nurul; Ridwan, Syahrul
Episteme: Jurnal Kajian Mahasiswa Vol. 1 No. 3 (2025): Episteme: Jurnal Kajian Mahasiswa
Publisher : Sekolah Tinggi Ilmu Tarbiyah Bustanul Ulum Lampung Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62448/episteme.v1i3.323

Abstract

This study examines the transformation of the profit-sharing system in Islamic banking through the application of mathematical models and digital technology. Profit sharing is a fundamental principle in Islamic finance that emphasizes justice, transparency, and blessings in financial transactions; however, its practical implementation often encounters challenges related to complex calculations and limited technological support. Therefore, this study aims to analyze how mathematical models and digital technologies can enhance the effectiveness and transparency of profit-sharing mechanisms in Islamic banking. This research employs a qualitative approach using a literature review and document analysis to examine relevant theories, previous studies, and current practices. The findings indicate that the application of mathematical models improves the accuracy of profit distribution calculations and supports more efficient decision making processes. Furthermore, the integration of digital technologies, such as blockchain and big data, significantly enhances transparency, strengthens public trust, and expands financial inclusion, particularly for communities in remote areas. Nevertheless, issues related to data security, digital literacy, and Sharia compliance remain key challenges. Overall, this study concludes that the synergy between mathematical approaches and digital technology plays a crucial role in strengthening a sustainable, transparent, and equitable Islamic financing system aligned with the objectives of Sharia (maqashid shariah).
REBRANDING MADRASAH THROUGH EDUCATIVE DA'WAH COMMUNICATION: CHALLENGING SECULAR EDUCATIONAL HEGEMONY IN ISLAMIC EDUCATION DISCOURSE Noerzanah, Firda; Azzahra, Fatimatul Mardiah; Az`Zahra, Nurul Afifah; Ridwan, Syahrul; Hidayatullah, M. Baihaki
SYAIKHONA: Jurnal Magister Pendidikan Agama Islam Vol 4 No 1 (2026): April 2026
Publisher : Prodi Magister Pendidikan Agama Islam (MPAI) - STAI Nida El-Adabi Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59166/syaikhona.v4i1.453

Abstract

This study aims to analyze the role of educational da'wah communication in developing the image of madrasas from an Islamic Religious Education perspective. The study focuses on how communication based on Islamic values can shape public perception and strengthen the institutional identity of madrasas. This study uses a qualitative approach with library research, examining various scientific literature sources, including books, journal articles, and other relevant documents related to da'wah communication, Islamic education, and the image management of educational institutions. The results show that educational da'wah communication plays a strategic role as a medium for internalizing Islamic values, such as honesty (ṣidq), trustworthiness (amanah), transparency (tablīgh), and intelligence (faṭānah), which contribute significantly to building a positive and sustainable madrasah image. Madrasah image is shaped not only by academic quality but also by the consistency between idealized values and actual practices in institutional life. Furthermore, an effective communication strategy requires systematic planning, appropriate media selection, and the packaging of educational and valuable messages. The use of digital media is also a crucial factor in expanding communication reach, while still maintaining ethical communication practices from an Islamic perspective. This study concludes that educational da'wah communication is a relevant and effective approach to developing the image of madrasas, while also serving as an instrument of social transformation in shaping a religious and character-based society. The implications of this research emphasize the importance of integrating Islamic values, communication strategies, and institutional practices in strengthening the existence of madrasas amidst the dynamics of modern education.