Article Per Year (5 Year)
p-Index From 2021 - 2026
0.562
P-Index
This Author published in this journals
All Journal International Journal of Social Learning (IJSL) SENTRI: Jurnal Riset Ilmiah Jurnal Medika: Medika
Niken Saptarini
Universitas Teknologi Sumbawa
Aerospace Engineering Arts Humanities Computer Science & IT Dentistry Economics, Econometrics & Finance Education Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Penyuluhan Literasi Digital Mengenai Risiko Pinjaman Online Ilegal dan Perjudian Online Aris Sugiarto; Sriyatun Sriyatun; Niken Saptarini; Suparman Suparman; Sofyan Hariadi
Jurnal Medika: Medika Vol. 5 No. 1 (2026)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/wyvg8y62

Abstract

Illegal online loans (pinjol) and online gambling (judol) have become a destructive nationwide phenomenon that threatens the social and economic stability of society. This community service activity aims to increase literacy and awareness of the dangers of these two practices in Jorok Village, Sumbawa Regency, a community with a unique economic vulnerability profile due to its dependence on the agricultural sector and significant unemployment rates. The method used was participatory and interactive direct counseling, involving material presentation sessions, group discussions, and case study analysis with participants from the Karang Taruna youth organization and mothers who are members of the Family Welfare Empowerment (PKK) program. The results of the activity showed a substantial increase in participants' understanding of the characteristics of illegal online lending, its modus operandi, and the multidimensional impacts of gambling addiction. Participants became better able to identify risks and learn mitigation measures to protect themselves and their families. This increase in literacy is expected to become the foundation for building community resilience in the face of financial crime threats in the digital era.
Transformasi Digital, Big Data, dan Kinerja Keputusan: Integrasi Meta-Analisis, Systematic Review, dan Bibliometrik Niken Saptarini; Aris Sugiarto; Sriyatun Sriyatun
SENTRI: Jurnal Riset Ilmiah Vol. 5 No. 4 (2026): SENTRI : Jurnal Riset Ilmiah, April 2026
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/sentri.v5i4.6073

Abstract

This study conducts a comprehensive synthesis to evaluate the impact of Digital Transformation and Big Data on Business Decision Performance. Employing a mixed-methodology approach that integrates a Systematic Literature Review (SLR), bibliometric mapping, and meta-analysis, this study consolidates findings from selected literature spanning the period 2014–2024. The meta-analytic results from 40 empirical studies confirm that Big Data Analytics (BDA) capability exerts a strong and significant positive effect on Decision Quality (r = 0.52) and a moderate effect on Firm Performance (r = 0.38). Further analysis reveals that this relationship is mediated by enhanced innovation and operational agility, and moderated by environmental dynamism, wherein the value of BDA peaks in highly turbulent markets. Bibliometric mapping identifies a thematic evolution toward “Decision Intelligence” and integration with sustainability issues. The research implications underscore the need for a shift from purely technological investment toward fostering a data-driven culture, organizational dynamic capabilities, and contextual analytics strategies in order to realize optimal business value.
Informal Social Learning for Digital Financial Inclusion: How Rural Farmers Learn to Accept Digital Payments in Indonesia Muhammad Nurjihadi; Zulkieflimansyah Zulkieflimansyah; Niken Saptarini; Diah Anggeraini Hasri
International Journal of Social Learning (IJSL) Vol. 6 No. 3 (2026): August
Publisher : Indonesian Journal Publisher in cooperation with Indonesian Social Studies Association (APRIPSI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/ijsl.v6i3.650

Abstract

Digital financial inclusion is currently acknowledged as a key factor in achieving the Sustainable Development Goals. It requires not only access to digital financial technologies but also the ability to learn how to use them effectively. This study examines how socially mediated informal learning shapes farmers’ cognitive evaluations and behavioral intention to use digital payment systems. Integrating Social Learning Theory with the Technology Acceptance Model, the study examines observational learning, vicarious experience, and social interaction as learning mechanisms influencing perceived usefulness (PU) and perceived ease of use (PEOU). Survey data from 316 Indonesian farmers were analyzed using PLS-SEM. The findings show that observational learning significantly influences both PU and PEOU, while vicarious experience influences PEOU but not PU. Social interaction has no significant effect on either construct. Both PU and PEOU significantly influence behavioral intention. The findings highlight informal learning as crucial for strengthening digital financial inclusion among Indonesian farmers.
Co-Authors Diah Anggeraini Hasri Nurjihadi, Muhammad Sofyan Hariadi Sriyatun Sriyatun Sugiarto, Aris SUPARMAN Zulkieflimansyah Zulkieflimansyah