Zaenal Abidin
Institut Islam Al-Mujaddid Sabak (IIMS) Tanjung Jabung Timur, Indonesia

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Review of Islamic Law on Restrictions in the Practice of Renting a Rental Car Bayu Anggara Syahputra; Zaenal Abidin; Kurniawan
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.7

Abstract

The car rental business is currently being developed by business people in Indonesia. With the business of providing car rental, people can choose what car they want to use by only paying rent as happened at Zabak Travel & Rental, Talang Babat Village, Muara Sabak Barat District, East Tanjung Jabung Regency. This type of research is qualitative research with a descriptive qualitative approach. The data sources used consist of primary data sources and secondary data sources. Data collection procedures through observation, interviews and documentation. Data analysis techniques through editing, reconstruction and systematization of data. The conclusions obtained from the research results are: First, the implementation of the rental car rental agreement at the Zabak Travel & Rental car rental in Talang Babat Village contains certain requirements that must be met by all parties. Second, the review of Islamic law on the restrictions in the practice of renting a rental car at the Zabak Travel & Rental car rental in Talang Babat Village is appropriate because it fulfills the pillars and conditions mentioned in the National Sharia Council (DSN) Fatwa No. 9/DSN-MUI/2000 concerning ijarah financing. (Sighat Sewa Menyewa, namely ijab and qabul in the form of statements from both parties to the contract, either verbally or in other forms. Parties to the contract: consists of the renter/service provider and the renter/service user. The object of leasing is the benefit of the use of goods or services, which can be valued and can be implemented in the contract, as well as those that are permissible and goods must be real according to sharia provisions
Overtime Wage Practices in Indonesia A Qualitative Analysis Based on Islamic Economic Law at PT. Agro Jaya Perdana Alda Firdaus; Zaenal Abidin; Triyana Wulandari
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.22

Abstract

The wage and overtime compensation system in Indonesia continues to face systemic challenges in ensuring fairness, transparency, and the protection of workers' rights. This study aims to examine the extent to which overtime wage practices at PT. Agro Jaya Perdana comply with Islamic economic law principles. Employing a qualitative approach with a case study strategy, the research collects data through field observations, in-depth interviews with eight key informants, and the analysis of company documents. Thematic analysis, supported by NVivo software, revealed six core themes: lack of formal employment contracts, limited worker understanding of wage calculation, disproportionate compensation relative to workload, absence of complaint mechanisms, the normalization of overtime as routine, and ethical disconnects between management and labor. These findings indicate that essential principles of Islamic economic law such as contract clarity, fair remuneration, and mutual consent are not adequately fulfilled. This article contributes to scholarly discourse by integrating normative Islamic legal perspectives with empirical labor realities, offering an evaluative framework based on maqasid al-shariah. The study provides practical implications for improving wage systems and strengthening Islamic legal literacy within industrial labor relations.
The Role of Small and Medium Enterprises in Local Economic Development: A Case Study of Tanjung Jabung Timur, Jambi Province Marlita; Zaenal Abidin
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.31

Abstract

This study examines the strategic role of Small and Medium Enterprises (SMEs) in driving local economic development in Tanjung Jabung Timur, Jambi Province, against a backdrop of place-based development imperatives and underutilized local resources. The research aims to (1) identify the contributions of SMEs to job creation, household income, and local economic structure, and (2) analyze the enabling and constraining factors affecting SME development, including access to finance, technology, market, and managerial capacity. Employing a qualitative case study approach, data were collected through in-depth interviews, participant observation, and document review with SME owners, local government officials, and relevant stakeholders, and analyzed using thematic coding and triangulation. Findings indicate that SMEs substantively contribute to employment and income generation and strengthen local value chains by leveraging local raw materials, yet their growth is constrained by limited financing options, weak managerial skills, low adoption of digital marketing, and episodic institutional support. The study contributes conceptually by integrating local economic development, SME roles, and community empowerment frameworks, and offers practical recommendations for capacity building, inclusive financing schemes, and policy measures to enhance SME-driven, sustainable local development.
A Review of Sharia Economic Law on Excavator Leasing in Oil Palm Plantations Elian Nur Syafaat; Zaenal Abidin; Triyana Wulandari; Hairul Hapzi
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.43

Abstract

This study examines the practice of excavator leasing within oil palm plantation operations at Pondok Modern Darussalam Gontor Campus 10 Jambi from the perspective of Sharia economic law. The study is motivated by the growing demand for heavy equipment in agrarian sectors, which necessitates leasing arrangements that align with the Islamic ijarah contract. The primary objectives are to describe on-site excavator leasing practices and to evaluate their conformity with Islamic legal principles particularly regarding usufruct (benefit), clarity of compensation, rental duration, and maintenance responsibility. A qualitative field research design was employed, using in-depth interviews, participant observation, and document review involving operators, lessees, and equipment managers. Findings indicate that current practices generally adhere to core ijarah principles: agreements are entered into voluntarily, payments commonly include a fair down payment, and active on-site supervision supports contractual transparency. No explicit indications of riba, severe gharar, or systematic injustice were observed. The study contributes theoretically by extending contemporary ijarah applications to heavy-equipment leasing in agrarian contexts and offers practical guidance for drafting Sharia-compliant leasing contracts to enhance operational efficiency and legal conformity in plantation management.
A Sharia Economic Law Review of Profit-Sharing Practices Sandi Wijaya; Zaenal Abidin; Reza Okva Marwendi; Ahmad Luthfi
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.49

Abstract

This study examines profit-sharing practices at Koperasi Insan Madani Syariah in Rantau Karya Village and evaluates their conformity with Sharia economic law. Motivated by the need for equitable Islamic economic arrangements as alternatives to interest-based mechanisms, the research aims to identify how profit-sharing is operationalized and to assess its legal-normative alignment. Employing a qualitative phenomenological approach, data were collected through in-depth interviews, participant observation, and document analysis involving cooperative managers, members, and community leaders. Findings indicate that the cooperative implements profit-sharing primarily through mudharabah mutlaqah and syirkah al-inan arrangements, distributing residual income proportionally based on members’ capital contributions and transactional participation; transparency and annual deliberations reinforce member trust, while gaps remain in members’ technical understanding of nisbah calculations. The study contributes theoretically by explicating how distributive justice principles under Sharia manifest in micro-cooperative settings and offers practical insights for improving governance, member education, and accountability in Sharia microfinance institutions. The results provide an empirical reference for practitioners and policymakers seeking to strengthen Sharia-compliant profit-sharing mechanisms at the grassroots level.
Role of Kantor Urusan Agama (KUA) in the Control and Supervision of Product Halal-ness Vionita Baros; Zaenal Abidin; Zeni Sunarti; Niskaromah
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.54

Abstract

This study examines the role of the Kantor Urusan Agama (KUA) in controlling and supervising the halal status of products at the local level, using KUA Mendahara (Mendahara Ilir subdistrict) as a case study. Motivated by persistent implementation challenges in Indonesia’s Halal Product Assurance system, the research aims to clarify how KUA contributes to ensuring that halal certification follows regulatory requirements and how it monitors certified products in practice. Employing a qualitative case-study design, data were collected through in-depth interviews, direct field observation, and document analysis, and were analyzed thematically. Findings reveal four principal functions performed by KUA: disseminating information and conducting outreach on halal certification; providing technical guidance and administrative assistance to MSMEs during the certification process; coordinating cross-institutional activities with BPJPH, MUI, and local health authorities; and carrying out post-certification monitoring through field visits and administrative checks. The study demonstrates that KUA operates as a critical institutional intermediary between national policy and local practice. Theoretically, the research extends institutional perspectives to religious local institutions in halal governance; practically, it offers evidence-based recommendations to strengthen KUA capacity and interagency collaboration to improve the effectiveness and sustainability of Indonesia’s halal assurance system.
Financial Technology Use in Fulfilling Family Needs: A Maqāṣid al-Sharīʿah Perspective Dwi Prasetyo; Wargo; Zaenal Abidin
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.56

Abstract

The proliferation of financial technology (fintech) has reshaped global and national financial systems, including practices within Muslim households in Indonesia. Beyond enabling efficient transactions, fintech holds potential to advance the objectives of Maqāṣid al-Sharīʿah, particularly in ḥifẓ al-māl (protection of wealth). This study examines how fintech is employed as a medium for family financial transactions and assesses its alignment with Maqāṣid al-Sharīʿah principles. Adopting a qualitative phenomenological approach, data were collected through observation, in-depth interviews, and documentation, then analyzed using triangulation techniques. Findings indicate that Muslim families utilize fintech for bill payments, budgeting, and sharia-compliant investments, with varying levels of digital literacy. Fintech demonstrably enhances convenience, security, and efficiency, although challenges persist, including data security risks, limited literacy, and uncertainties regarding Sharia regulatory oversight. The study contributes theoretically by shifting Islamic fintech discourse to the micro-level of households and offers practical implications for designing fintech products that better serve Muslim family needs while supporting clear, sharia-compliant regulatory frameworks.
Shopee-Pay as an Electronic Transaction Instrument: A Maqāṣid al-Sharīʿah Perspective Okta Prinoza; Wargo; Zaenal Abidin
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.57

Abstract

The rapid expansion of financial technology in Indonesia has reshaped everyday transaction patterns, notably through digital wallets and paylater services offered by e-commerce platforms such as Shopee. While these services deliver convenience, efficiency, and broader accessibility, questions remain regarding their alignment with the principles of maqāṣid al-Sharīʿah, particularly the protection of wealth and the prevention of consumer harm. This study analyzes the transaction mechanics of ShopeePay and evaluates their conformity with maqāṣid al-Sharīʿah. Employing a qualitative phenomenological approach, data were collected through in-depth interviews, observation, and documentation, and validated via triangulation. Findings indicate that ShopeePay, as an electronic payment instrument, is perceived as efficient, secure, and supportive of financial inclusion; however, the Shopee PayLater feature introduces ethical concerns due to potential interest-like late fees and heightened risks of consumptive behavior. The study advances the Islamic fintech literature by underscoring the need to integrate maqāṣid al-Sharīʿah into assessments of digital financial services and offers practical implications for regulators and industry practitioners to design Sharia-compliant contractual models and strengthen ethics-driven digital financial literacy.