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All Journal Zabags International Journal of Islamic Studies
Kurniawan
Institut Islam Al-Mujaddid Sabak (IIMS) Tanjung Jabung Timur, Indonesia
Religion Economics, Econometrics & Finance Education Social Sciences Other

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Review of Islamic Law on Restrictions in the Practice of Renting a Rental Car Bayu Anggara Syahputra; Zaenal Abidin; Kurniawan
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.7

Abstract

The car rental business is currently being developed by business people in Indonesia. With the business of providing car rental, people can choose what car they want to use by only paying rent as happened at Zabak Travel & Rental, Talang Babat Village, Muara Sabak Barat District, East Tanjung Jabung Regency. This type of research is qualitative research with a descriptive qualitative approach. The data sources used consist of primary data sources and secondary data sources. Data collection procedures through observation, interviews and documentation. Data analysis techniques through editing, reconstruction and systematization of data. The conclusions obtained from the research results are: First, the implementation of the rental car rental agreement at the Zabak Travel & Rental car rental in Talang Babat Village contains certain requirements that must be met by all parties. Second, the review of Islamic law on the restrictions in the practice of renting a rental car at the Zabak Travel & Rental car rental in Talang Babat Village is appropriate because it fulfills the pillars and conditions mentioned in the National Sharia Council (DSN) Fatwa No. 9/DSN-MUI/2000 concerning ijarah financing. (Sighat Sewa Menyewa, namely ijab and qabul in the form of statements from both parties to the contract, either verbally or in other forms. Parties to the contract: consists of the renter/service provider and the renter/service user. The object of leasing is the benefit of the use of goods or services, which can be valued and can be implemented in the contract, as well as those that are permissible and goods must be real according to sharia provisions
Accountability in Islamic Law for Damage or Loss of Goods in Service Transactions: A Systematic Literature Review Dimas Iin Ricky Prasetiyo; Wargo; Kurniawan; Iwan Aprianto
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.13

Abstract

This article examines the accountability of service providers in cases of loss or damage to goods from the perspective of Islamic law. The study aims to analyze the extent to which classical jurisprudence and contemporary scholarship offer a coherent foundation for resolving modern service-related issues. Employing a systematic literature review approach, data were gathered from open-access journal publications, focusing on works that specifically address the principles of amanah (trust) and daman (liability) within contractual frameworks. The review identifies several thematic categories, including the interpretation of accountability in classical texts, the application of liability in financial and logistics services, and the adaptation of shariah principles in contemporary service sectors. Findings reveal that accountability in Islamic law not only concerns contractual obligations but also embodies ethical and spiritual responsibilities, thereby reinforcing the protection of consumer rights in alignment with the objectives of maqasid al-shariah. The study contributes to the development of academic discourse on liability and accountability in Islamic jurisprudence while providing practical insights for policymakers and service providers in formulating fair and shariah-compliant service agreements.
Digital Islamic Banking and Millennial Preferences: A Systematic Literature Review Mardiantoro; Wargo; Kurniawan; Anshori
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.19

Abstract

This article examines millennial behavioral patterns in adopting Islamic digital banking services using the Theory of Planned Behavior (TPB) as the primary analytical framework. The study was conducted through a systematic literature review of empirical works published in reputable journals over the last five years, focusing on key factors influencing behavioral intention and actual usage. Data sources were drawn from international open-access databases, applying rigorous inclusion and exclusion criteria to ensure relevance and quality. The review findings highlight that perceived usefulness, perceived ease of use, religiosity, and trust in Shariah compliance consistently emerge as dominant determinants. Moreover, social influences formed through peer groups and digital communities were found to strengthen the adoption process, especially in the millennial segment that is highly exposed to technology. These results underline the significance of integrating technological innovation with religious values to enhance user acceptance. The article contributes to the theoretical enrichment of TPB in the Islamic financial context while offering practical insights for financial institutions and policymakers to design digital banking strategies that are user-oriented, ethically grounded, and responsive to millennial digital behavior.
Lease Contract Practices in Fishing Pond Rentals from the Perspective of Islamic Law Ilham Agung Wicaxsono; Wargo; Kurniawan
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.24

Abstract

This study explores the leasing mechanism of fishing ponds from an Islamic legal perspective, focusing on the practice at Pojok Ikan Jambi as a case study. The background of this research is rooted in the importance of ensuring that economic transactions, particularly those involving ijarah (leasing), align with Sharia principles to guarantee fairness, transparency, and mutual benefit. The primary objective is to examine the operational system of pond rentals and assess the validity of the contract structure used within the framework of Islamic law. Utilizing a qualitative case study approach, data were collected through direct observation, interviews with the pond owner and customers, and documentation analysis. The findings reveal that the leasing system at Pojok Ikan Jambi operates on a time-based access model tied to a prior fish purchase, forming a composite contract structure (al-uqud al-murakkabah). Despite the informal verbal nature of the agreement, the practice meets essential criteria of Islamic leasing, including mutual consent and benefit clarity. This article contributes to the understanding of how informal community-based business models can ethically implement Islamic economic principles. The implications encourage Sharia-based contract literacy and contextually grounded policy support for micro-enterprises operating under similar informal frameworks.
An Islamic Legal Review of Fixed-Tariff Fishing at Kasdi Fishing in Rano Village Rini Indriyani; Nilfatri; Siti Fatimah; Kurniawan; Triyana Wulandari; Hasna Dewi
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.44

Abstract

This study examines the practice of fixed-tariff recreational fishing at Kasdi Fishing in Rano Village from the perspective of Islamic law, focusing on the applicability of the ijarah contract and the prohibitions against gharar and maisir. The phenomenon where anglers pay an upfront fee without prior knowledge of catch outcomes raises questions about fairness and contractual certainty. The primary aims are to describe the tariff system in place and to assess its conformity with muamalah principles. A qualitative field approach was employed, using semi-structured interviews, direct observation, and documentation involving the owner, visitors, community leaders, and religious authorities. Findings indicate that the upfront fee functions as a payment for the right to use facilities and time (a service-oriented ujrah), rather than as a wager on catch results; the uncertainty inherent in possible zero catch is considered a normal, light degree of risk and does not amount to major gharar or to maisir when transactions are transparent and consented. The study contributes to contemporary fiqh muamalah by extending the practical application of ijarah to recreational fisheries and by offering a service-contract model that aligns commercial practice with Islamic contractual ethics.
An Islamic Law Review of Conditional Debt Practices Between Collectors and Fishermen Kamisatun; Nilfatri; Hasna Dewi; Kurniawan; Zeni Sunarti; Reza Okva Marwendi
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.46

Abstract

This study examines conditional debt practices between collectors (fish buyers) and fishermen in Tanjung Solok Village, Kuala Jambi Subdistrict, a traditional economic relationship rooted in urgent livelihood needs yet prone to contractual inequities from an Islamic law perspective. The primary objective is to analyze how these conditional lending arrangements are executed and to assess their validity under Islamic legal principles. Employing a qualitative socio-legal (legal empiricism) approach, the research integrates field data collected through interviews, direct observation, and documentary review with normative analysis grounded in muamalah theory and contemporary contract principles in Islamic finance. Findings reveal that transactions are predominantly oral, lack written agreements or formal witnesses, and commonly impose a requirement to resell catches to the collectors at prices below prevailing market rates, producing a structural imbalance in bargaining power. Normative analysis indicates that such practices conflict with the Islamic tenets of contractual clarity, distributive justice, and the prohibition of exploitative gains. The study contributes empirically and conceptually to Islamic legal scholarship by bridging muamalah theory and ground-level practice, and it offers a foundation for community-level syariah-compliant interventions and policy measures to protect economically vulnerable fisher cohorts.
An Islamic Legal Review of the Practice of Buying and Selling Hair Clippings Nurbaiti; Kurniawan; Ahmad Edi Saputra
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.47

Abstract

This study examines the practice of buying and selling hair clippings conducted at Lidya Salon, Talang Babat Subdistrict, from the perspective of Islamic law. Emerging within the expanding beauty industry, the commodification of human hair for extensions raises legal and ethical questions under fiqh al-mu‛āmalāt. The primary objective is to analyze the transactional mechanisms and assess their conformity with Islamic commercial principles. Employing a qualitative single-case study design, the research combines in-depth interviews, direct observation, and document analysis with a review of contemporary fiqh literature and relevant fatwas. Findings indicate that transactions are carried out without written contracts or explicit consent from clients, and that the object traded human hair clippings poses legal concerns because it originates from the human body. From an Islamic-law perspective, the practice can be characterized as a doubtful transaction (al-mu‛āmalāt al-mashbūhah) due to elements of uncertainty and unmet requirements for a permissible object of sale. The study contributes to contemporary fiqh discourse by highlighting the need for improved Islamic-legal literacy among small beauty-business actors and for clearer religious guidance regarding the commercial use of human-derived materials in the beauty sector.
Remuneration Practices in Funeral Rites in Parit Culum 1 Village: An Islamic Law Perspective Rendi Pratama; Kurniawan; Alisyah Pitri
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.48

Abstract

This study analyzes remuneration practices associated with funeral rites in Parit Culum 1 Village from the perspective of Islamic law. The research responds to the social reality that payments to individuals involved in funeral management have become an established local custom, yet remain underexplored within the fiqh frameworks of ijarah and ujrah. Employing a qualitative descriptive-analytical approach, the study combines primary field data gathered through observation, in-depth interviews, and documentation with a deductive analysis of relevant principles in muamalah fiqh. Findings indicate that funeral rites in the study area are organized through communal cooperation, and that remuneration, provided voluntarily in cash or in kind, is offered as an expression of appreciation for the services of funeral workers. These practices align with the key elements of ujrah under Islamic law, as they are grounded in voluntary consent, clear service provision, and the absence of coercion or commercialization of religious duty. The study contributes to fiqh muamalah scholarship by extending the application of ijarah to social-religious practices and by highlighting the legitimizing role of local custom (urf) in shaping legally acceptable, context-sensitive religious practices; it also offers an evidential basis for religious leaders and local policymakers to formulate normative guidance that reconciles sharīʿah principles with lived social realities.
The Practice of Buying and Selling Second-hand Clothing from the Perspective of Islamic Economics Tiara Suci Ramadhani; Nilfatri; Kurniawan
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.52

Abstract

This study analyzes the practice of buying and selling second-hand clothing at Blok D Market, Geragai District, from the perspective of Islamic economics, focusing on the extent to which such trade conforms to muamalah principles—namely al-ʿadl (justice), ma‘lūm (clarity of the object), prohibition of gharar (uncertainty), and maslahah (public benefit). Employing a qualitative phenomenological approach, the research draws on participant observation, in-depth interviews with vendors and buyers, and market documentation as primary data sources. Findings indicate two predominant transaction modalities: bulk “sack” purchases (sack) and retail sales; the former carries a higher risk of gharar because buyers cannot inspect goods prior to purchase, while the latter more readily satisfies clarity and justice principles by allowing buyers khiyar (choice) and inspection. Vendors mitigate uncertainty through systematic sorting, cleaning, and tiered pricing, thereby preserving market trust and ethical conduct aligned with Islamic values. The study contributes empirical evidence linking classical muamalah concepts to informal market practices and offers a foundation for context-sensitive guidance and policy interventions that enhance the ethical, equitable, and sustainable governance of second-hand clothing trade.
An Islamic Economic Perspective on the Partnership Model of Broiler Chicken Farmers in Pematang Rahim Village, Mendahara Ulu Saiful Huda; Wargo; Kurniawan
Zabags International Journal of Islamic Studies Vol. 2 No. 1 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i1.58

Abstract

The increasing demand for animal protein in Indonesia has driven the growth of the broiler chicken farming sector, including in Pematang Rahim Village, Mendahara Ulu, which exhibits diverse partnership dynamics between farmers and business partners. This study aims to identify the partnership models adopted by broiler chicken farmers in the region and evaluate their alignment with Islamic economic principles. Employing a qualitative descriptive approach with a case study strategy, data were collected through in-depth interviews, field observations, and documentation involving farmers partnered with both corporate entities and individual brokers. The findings reveal that formal structures, written contracts, provision of production inputs, and technical guidance characterize corporate partnerships. In contrast, individual partnerships are informal, flexible, and lack oversight and equitable risk-sharing mechanisms. From an Islamic economic perspective, corporate partnerships resemble syirkah principles, while individual partnerships reflect mudharabah practices with notable deviations from fairness and transparency. This study contributes conceptually to the development of partnership models based on maqashid sharia, emphasizing justice, sustainability, and public welfare. The implications of these findings are relevant for policymakers, practitioners, and Islamic financial institutions in designing livestock partnerships that are locally adaptive and aligned with Islamic values.
Co-Authors Ahmad Edi Saputra Alisyah Pitri Anshori Bayu Anggara Syahputra Dimas Iin Ricky Prasetiyo Hasna Dewi Ilham Agung Wicaxsono Iwan Aprianto Kamisatun Mardiantoro Nilfatri Nurbaiti Rendi Pratama Reza Okva Marwendi Rini Indriyani Saiful Huda Siti Fatimah Tiara Suci Ramadhani Triyana Wulandari Wargo Zaenal Abidin Zeni Sunarti