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All Journal Al-Kharaj: Journal of Islamic Economic and Business Jurnal Penelitian Pendidikan Indonesia
Sherly Ferdinandus
Pattimura University
Economics, Econometrics & Finance Other

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Analysis of the influence of the human development index (HDI), unemployment and minimum wages on poverty during 2004-2022 Sherly Ferdinandus; Hendri Dony Hahury; Hermi Oppier; Erlinda Erlinda
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol. 11 No. 3 (2025): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020255228

Abstract

Poverty remains a major, multidimensional and complex issue that impedes the government’s efforts to boost regional economic growth. This condition is further complicated by the islands’ geographical conditions, which are severely limited in terms of access to education, and transportation. This study examines the impact of Human Development Index (HDI), unemployment rate, and minimum wage on the poverty rate in 11 districts / cities in Maluku Province. This study was conducted using a quantitative-descriptive method, utilizing secondary (time series) data obtained from the BPS Maluku Province during the period of 2004-2022. The data was examined using multiple linear regression analysis. The findings indicate that the Human Development Index (HDI) exerts a partial, positive, and statistically significant influence on the poverty rate, as evidenced by a regression coefficient of 1.886081 and a significance value of 0.0008. Meanwhile, unemployment exhibits no statistically significant impact on the poverty rate, as indicated by a coefficient of 0.011252 and a probability value of 0.9139 (> 0.05). Conversely, the regional minimum wage has been observed to exert a negative and significant influence on the poverty rate, as evidenced by a negative coefficient of -0.395722 and a probability value of 0.0000 (< 0.05). However, the simultaneous estimation of all independent variables indicates a substantial impact on the dependent variable. The implications of this research suggest the necessity for government policies that prioritize island development through the equitable distribution of infrastructure, including education, training, healthcare, and transportation. It is anticipated that this approach will contribute to the reduction of poverty and the enhancement of welfare across the Maluku Province as islands.
Analysis of Digital Transformation and Economic Resilience of MSMEs in Ambon City Sherly Ferdinandus; Andre Sapthu; Ventje J Kuhuparuw; Amin; William G.M. Louhenapessy
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.12106

Abstract

This study analyzes the influence of digital transformation on the economic resilience of Micro, Small, and Medium Enterprises (MSMEs) in Ambon City. Digital transformation is measured through four variables, namely Operational Digitalization, Digital Literacy, Digital Payments, and Digital Marketing. The study used an explanatory quantitative approach with a cross-sectional survey design. Data was obtained from 190 MSME owners or managers and analyzed using Partial Least Squares-Structural Equation Modeling (PLS-SEM) through the SmartPLS application. The results of the evaluation of the measurement model showed that all indicators met the convergent validity and reliability of the construct. The validity of the discriminant based on the Fornell-Larcker criteria and cross loadings was also met. However, the HTMT value between Digital Payments and Digital Marketing of 0.911 indicates a potential empirical overlap between the two constructs. An R² value of 0.650 indicates that the four independent variables are able to explain 65 percent of the variation in MSME Economic Resilience. Operational Digitalization has a positive and significant effect on the Economic Resilience of MSMEs with a coefficient of 0.492, while Digital Literacy has a positive and significant effect with a coefficient of 0.287. In contrast, Digital Payments and Digital Marketing have a positive, but not significant, direction of influence. These findings confirm that digital application ownership alone is not enough without adequate integration, competencies, strategies, and sustainable business management. The research concludes that the economic resilience of MSMEs is more determined by the integration of technology in operational activities and the ability of business actors to utilize technology appropriately.
Co-Authors Amin Andre Sapthu Erlinda Erlinda Hahury, Hendri Dony Oppier, Hermi . Ventje J Kuhuparuw William G.M. Louhenapessy