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All Journal JURMA : Jurnal Program Mahasiswa Kreatif GEMBIRA (Pengabdian Kepada Masyarakat) Journal of Innovative and Creativity
Rico Dwi Cahyo
Universitas Senior Medan
Religion Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Analysis of the Potential of Green Sukuk in Infrastructure Finance in Aceh Province Rico Dwi Cahyo; Elvitri Elvitri; Muammar Khaddafi; Iswadi Iswadi
Jurma : Jurnal Program Mahasiswa Kreatif Vol 8 No 1 (2024): JUNI
Publisher : LPPM UIKA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/jurma.v8i1.2192

Abstract

Environmental problems are important because the quality of the environment will directly affect the quality of human life. In addition, the quality of the environment also affects the quality of human life in the future. Since 2018, Green Sukuk has been presented as a new alternative for people who want to invest their funds in bonds that combine the sharia system and use targets for companies that are promoting environmental care principles. It is also an alternative for local governments who need funding for infrastructure development in the region. This study aims to analyze the potential of Green Sukuk in infrastructure financing in the province of Aceh. The method used is descriptive qualitative. Sampling in this study uses a purposive sampling technique. This research is an analytical study with a SWOT analysis to determine the formulation in the preparation of long-term strategies. The population in this study are the stakeholders involved in uncovering the potential of green Sukuk in infrastructure financing in Aceh
Kecerdasan Buatan Sebagai Penggerak Inovasi Dalam Praktik Audit Kontemporer Sisi Maghfirah Rahmah Sembiring; Nurul Mizna Sukma; Rico Dwi Cahyo; Ningrum Trija Kesuma
Journal of Innovative and Creativity Vol. 6 No. 1 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v6i1.6966

Abstract

This study aims to examine the role of artificial intelligence as a driver of innovation in contemporary auditing practices. The research method used is a Systematic Literature Review (SLR) of reputable scientific articles obtained from the Scopus, Web of Science, and Google Scholar databases. The literature selection process was carried out systematically through the stages of identification, screening, eligibility, and inclusion. The results of the study show that the application of AI in auditing can improve the efficiency, accuracy, and quality of audits, particularly in data processing, risk assessment, and anomaly detection. However, the implementation of AI still faces challenges in the form of human resource readiness, data quality and security, as well as ethical and regulatory issues. This study emphasises that the successful integration of AI in auditing requires technological support, auditor competence, and an adequate regulatory framework.
PENINGKATAN LITERASI KEUANGAN DIGITAL BAGI MASYARAKAT KELURAHAN MANGGA DALAM MENGHADAPI RISIKO LAYANAN KEUANGAN BERBASIS APLIKASI Nurul Mizna Sukma; Sisi Maghfirah Rahmah Sembiring; Ningrum Trija Kesuma; Rico Dwi Cahyo; Shalawati Shalawati
Jurnal Gembira: Pengabdian Kepada Masyarakat Vol 4 No 03 (2026): JUNI 2026
Publisher : Media Inovasi Pendidikan dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perkembangan layanan keuangan berbasis aplikasi memberikan kemudahan bagi masyarakat dalam melakukan berbagai transaksi. Namun hal ini juga menimbulkan berbagai risiko, seperti penipuan online, kebocoran data pribadi, dan tingginya penggunaan aplikasi keuangan ilegal. Kondisi ini menunjukkan bahwa tingkat literasi keuangan digital masyarakat masih perlu ditingkatkan, khususnya dalam memahami manfaat dan risiko penggunaan layanan keuangan digital. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan literasi keuangan digital masyarakat Kelurahan Mangga dalam menghadapi risiko layanan keuangan berbasis aplikasi. Metode yang digunakan meliputi observasi awal, penyuluhan atau edukasi, diskusi interaktif, pemberian strategi mitigasi risiko, serta evaluasi kegiatan. Sasaran kegiatan adalah masyarakat yang menggunakan atau berpotensi menggunakan layanan keuangan digital. Hasil kegiatan menunjukkan bahwa sebelum pelaksanaan pengabdian, sebagian masyarakat telah menggunakan layanan keuangan digital namun belum memiliki pemahaman yang memadai terkait keamanan dan risiko penggunaannya. Setelah kegiatan dilakukan, terjadi peningkatan pemahaman masyarakat dalam menggunakan layanan keuangan digital secara aman, mengenali aplikasi legal dan ilegal, serta menjaga keamanan data pribadi. Dengan demikian, kegiatan pengabdian ini memberikan kontribusi positif dalam meningkatkan literasi keuangan digital masyarakat. Diharapkan kegiatan serupa dapat dilakukan secara berkelanjutan untuk memperkuat pemahaman dan kewaspadaan masyarakat terhadap risiko layanan keuangan berbasis aplikasi.
Co-Authors Elvitri Elvitri Iswadi Ak Muammar Khaddafi Ningrum Trija Kesuma Nurul Mizna Sukma Sembiring, Sisi Maghfirah Rahmah Shalawati Shalawati Sisi Maghfirah Rahmah Sembiring