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Azizah, Nur Hasanah
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Computer Science & IT Education Engineering Law, Crime, Criminology & Criminal Justice

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INSTRUMEN PEMBIAYAAN BERKELANJUTAN DAN PERAN PERBANKAN SYARIAH DALAM PEMBIAYAAN BERKELANJUTAN Azizah, Nur Hasanah; Dinar, Ashari Seribu; Noviarita, Heni
JPMUJ Vol. 4 No. 1 (2026): SEMUA ARTIKEL TERBIT SECARA ONLINE
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat UIKA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/jpmuj.v4i1.3098

Abstract

Global environmental pressures that disrupt social and economic stability demand a financial system grounded in sustainability. Islamic banking holds a strategic position in implementing sustainable financing, as the principles of justice (al-‘adl), public interest (al-maslahah), and environmental preservation (hifz al-bi’ah) align with sustainability objectives. This study employs a descriptive approach through literature review using secondary data derived from journals, reports, and financial policies. The findings indicate that green financing practices through murabahah, musharakah, ijarah, and green sukuk contracts have encouraged environmentally friendly financing, although challenges remain due to low literacy, regulatory uncertainty, and limited innovation in green financial products. Nevertheless, Islamic finance holds significant potential to strengthen the national green finance ecosystem by channeling funds ethically, equitably, and in an environmentally responsible manner.
Co-Authors Dinar, Ashari Seribu Heni Noviarita