Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah
Lulu Erniawati
Unknown Affiliation
Economics, Econometrics & Finance Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Dampak Fenomena Fear of Missing Out Terhadap Kebutuhan Finansial Mahasiswa Kota Palangka Raya Lulu Erniawati; Wahyu Akbar; Karina Awalia Zahra
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 5 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i5.30588

Abstract

This study aims to determine the impact of the FoMO phenomenon on the financial condition of university students in Palangka Raya City. Therefore, this study aims to examine the impact of the FoMO phenomenon on the financial condition of university students in Palangka Raya City. This research is a field research using a qualitative descriptive approach, with data collection techniques through observation, interviews, and documentation on students aged over 20 years. Based on the questionnaire that the researcher distributed, there were 60 respondents who filled in. Of the 60 respondents, researchers took 18 people who became subjects in this study, namely from 6 universities in Palangka Raya. The results showed that the FoMO phenomenon has a significant impact on student financial management. The dominant negative impacts include difficulty in saving, uncontrolled spending, and increased use of paylater services or going into debt to follow the latest trends. This behavior not only burdens students' financial condition, but also worsens their ability to manage their daily finances. The study also found that FoMO can motivate self-development, career opportunity creation, and creativity, provided that students are able to manage its impact wisely. Therefore, good financial literacy is key in reducing the negative impact of FoMO and achieving a balance between following trends and healthy financial management.
Co-Authors Karina Awalia Zahra Wahyu Akbar