<![CDATA[Limited access to formal capital for Micro, Small, and Medium Enterprises (MSMEs) in rural areas often drives dependence on Bank Plecit (informal usurious lenders) with high-interest rates (riba), which structurally damages community economic welfare. This study focuses on analyzing the role and optimalization of the Lingsir Wengi Market program in Temuguruh Village as a community-based initiative to overcome this debt trap, examined through the perspective of the five fundamental principles of Maqashid Syariah. This research employed a qualitative approach with case study and phenomenology designs, where data was collected through participant observation, in-depth interviews, and documentation involving market managers and MSME actors. The main results indicate that the Lingsir Wengi Market plays a critical role in increasing traders' income stability and serves as an effective economic defense mechanism. The market's optimization fundamentally realizes Hifz al-Mal (protection of wealth) through legitimate transactions and Hifz an-Nasl (protection of progeny) through ensuring a decent livelihood, which is this research's significant contribution. The implication is that this sharia-based MSME market model is a practical solution for rural consumer debt issues, requiring institutional strengthening (e.g., access to micro sharia financing) to ensure sustainability. Keywords : Lingsir Wengi Market, Informal Usurious Lender, Maqashid Syariah.]]>
