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Peran Anggaran dalam Pengelolaan Risiko Keuangan di Industri Rumah Tangga KWT “Mekar Sari” Atyka Resty Wulandari; Indah Setiyani; Dhea Putri Fellisa; Tya Rahmawati; Muhammad Aditya Yulianto
Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital Vol. 3 No. 1 (2026): Februari : Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital
Publisher : Asosiasi Riset Ilmu Manajemen dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jimakebidi.v3i1.1234

Abstract

This study aims to explore the role of budgeting in financial risk management at the KWT “Mekar Sari” Industrial House, which is a home-based business engaged in tofu processing. The focus of the research is on how the budget is applied in dealing with changes in the price of soybean raw materials, managing production costs, and maintaining income stability amid the limitations of small businesses. The methodology applied is a qualitative approach through direct observation, interviews with business actors, and literature review. The findings of this study reveal that although the budgeting process is still simple and based on experience, budgeting plays an important role as a tool in financial planning and control. Determining the amount of raw materials, regulating operational costs, and adjusting product sizes when soybean prices increase are key strategies for maintaining business continuity. The budget also serves KWT “Mekar Sari” in reducing the risk of losses caused by weather changes and business competition. Thus, the budget not only serves as a financial record but also as a strategic tool in improving efficiency, stability, and competitiveness in the home business sector.
Sosialisasi dan Pelatihan Budidaya Tanaman Sayur Sistem Aeroponik Bagi Kelompok Ibu-Ibu PKK Desa Kedungmulyo Muhammad Fikri Imam Murtadzo; Dhea Putri Fellisa; Eri Susanti; Seftyana Puji Ningrum; Nur Asih Triatmaja
Jurnal Kemitraan Masyarakat Vol. 3 No. 3 (2026): September: Jurnal Kemitraan Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/jkm.v3i3.3543

Abstract

Kedungmulyo Village in Kemusu Subdistrict, Boyolali Regency, faces agroecological constraints in conventional vegetable farming, including hot air temperatures during the dry season, limited clean water, hard and unsuitable soil, and some residents' reluctance to replant former food-crop land. Aeroponics is a soil-less A growing technique where plant roots hang in the air and are intermittently sprayed with a recirculating nutrient solution, enhancing water efficiency, alleviating the effects of poor soil, and eliminating the requirement for land preparation. This community service activity aimed to train the PKK women's group of Kedungmulyo Village in aeroponic vegetable cultivation as a solution to the temperature, water, soil, and social barriers, and to support household food security. The method covered a preparation stage, outreach through presentation and discussion, hands-on technical training (seeding, mixing and adjusting the nutrient solution, and plant care) on an existing aeroponic installation, follow-up mentoring, and assessment. Findings indicated a boost in participants' understanding and abilities, assessed via pre-test and post-test scores, along with notable enthusiasm reflected in their active involvement during the hands-on sessions. This activity is expected to encourage household-scale aeroponic units as a water-efficient, soil-preparation-free, and socially acceptable cultivation option.