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All Journal Value Added: Majalah Ekonomi & Bisnis
Nur Hayati
Fakultas Pendidikan Ekonomi, Universitas Muhammadiyah Kudus, Kudus, Indonesia
Economics, Econometrics & Finance Social Sciences

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KONSEP MANAJEMEN KEUANGAN PRAKTIS DEMI PENINGKATAN KEMANDIRIAN UMKM Di KABUPATEN KUDUS Darsin Darsin; Sukma Wijayanti; Nur Hayati
Value Added : Majalah Ekonomi dan Bisnis Vol 21, No 1 (2025): VALUE ADDED : MAJALAH EKONOMI DAN BISNIS (Periode April)
Publisher : Universitas Muhammadiyah Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26714/vameb.v21i1.17040

Abstract

Empowerment of Micro, Small and Medium Enterprises (MSMEs) is currently showing a positive trend. This shows that MSMEs have a strategic position in national economic development, plays a role in development, employment and distribution of development results. This research focuses on increasing the financial independence of MSMEs through the application of financial management concepts that are practical and easy to understand. The research methods used include a survey of Kudus district MSME players, in-depth interviews with business owners, as well as analysis of available financial data. This research seeks to obtain the concept of practical financial management to increase independence for MSMEs in Kudus Regency by including determining samples using the purposive sampling method, collecting data and then testing it using PLS (Partial Least Square). The test results in the research show that practical financial management has a positive effect on independence. Kudus district MSMEs with a statistical t value of 4.722 and an original sample estimate value of 0.432 and financial management has a positive impact on Kudus district MSMEs with a statistical t value of 5.999 and an original sample estimate value of 0.550.
KONSEP MANAJEMEN KEUANGAN PRAKTIS DEMI PENINGKATAN KEMANDIRIAN UMKM Di KABUPATEN KUDUS Darsin Darsin; Sukma Wijayanti; Nur Hayati
Value Added : Majalah Ekonomi dan Bisnis Vol 21, No 2 (2025): VALUE ADDED : MAJALAH EKONOMI DAN BISNIS (Periode Oktober)
Publisher : Universitas Muhammadiyah Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26714/vameb.v21i2.19225

Abstract

Empowerment of Micro, Small and MediumEnterprises (MSMEs) is currently showing a positivetrend.This shows that MSMEs have a strategicposition in national economic development, plays arole in development, employment and distribution ofdevelopment results. This research focuses onincreasing the financial independence of MSMEsthrough the application of financial managementconcepts that are practical and easy to understand.The research methods used include a survey ofKudus district MSME players, in-depth interviews withbusiness owners, as well as analysis of availablefinancial data. This research seeks to obtain theconcept of practical financial management to increaseindependence for MSMEs in Kudus Regency byincluding determining samples using the purposivesampling method, collecting data and then testing itusing PLS (Partial Least Square). The test results intheresearchshowthatpracticalfinancialmanagement has a positive effect on independence.Kudus district MSMEs with a statistical t value of4.722 and an original sample estimate value of 0.432and financial management has a positive impact onKudus district MSMEs with a statistical t value of5.999 and an original sample estimate value of 0.550.
Co-Authors Darsin Darsin Sukma Wijayanti