Value Added: Majalah Ekonomi & Bisnis
Vol 21, No 1 (2025): VALUE ADDED : MAJALAH EKONOMI DAN BISNIS (Periode April)

KONSEP MANAJEMEN KEUANGAN PRAKTIS DEMI PENINGKATAN KEMANDIRIAN UMKM Di KABUPATEN KUDUS

Darsin Darsin (Fakultas Pendidikan Ekonomi, Universitas Muhammadiyah Kudus, Kudus, Indonesia)
Sukma Wijayanti (Fakultas Pendidikan Ekonomi, Universitas Muhammadiyah Kudus, Kudus, Indonesia)
Nur Hayati (Fakultas Pendidikan Ekonomi, Universitas Muhammadiyah Kudus, Kudus, Indonesia)



Article Info

Publish Date
30 Apr 2025

Abstract

Empowerment of Micro, Small and Medium Enterprises (MSMEs) is currently showing a positive trend. This shows that MSMEs have a strategic position in national economic development, plays a role in development, employment and distribution of development results. This research focuses on increasing the financial independence of MSMEs through the application of financial management concepts that are practical and easy to understand. The research methods used include a survey of Kudus district MSME players, in-depth interviews with business owners, as well as analysis of available financial data. This research seeks to obtain the concept of practical financial management to increase independence for MSMEs in Kudus Regency by including determining samples using the purposive sampling method, collecting data and then testing it using PLS (Partial Least Square). The test results in the research show that practical financial management has a positive effect on independence. Kudus district MSMEs with a statistical t value of 4.722 and an original sample estimate value of 0.432 and financial management has a positive impact on Kudus district MSMEs with a statistical t value of 5.999 and an original sample estimate value of 0.550.

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Journal Info

Abbrev

VAMEB

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Value Added: Majalah Ekonomi dan Bisnis strives to publish scientific research articles reporting empirical results as well as conceptual ideas in the field of management, such as strategic management, marketing management, human resources management, technology management, finance management, ...