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All Journal Jurnal JURISTIC (JuJUR) Jurnal Indonesia Sosial Teknologi
Pujiyanto, Rohmad
Universitas Darul Ulum Islamic Centre Sudirman GUPPI (UNDARIS)
Computer Science & IT Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Golput Dan Dinamika Demokrasi Lokal: Analisis Yuridis Terhadap Partisipasi Masyarakat Dalam Pemilihan Kepala Daerah Serentak Tahun 2024 Pujiyanto, Rohmad
Jurnal JURISTIC Vol 6, No 02 (2025): Jurnal JURISTIC
Publisher : PSHPM Untag Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/jrs.v6i02.6602

Abstract

The phenomenon of the White Group (golput) in the simultaneous Regional Head Elections (Pemilukada) in 2024 is one of the crucial issues in the development of local democracy in Indonesia. As a democratic country with the third largest number of voters in the world, the level of public participation in Pemilukada is a benchmark for the success of democratic consolidation. Golput , which is essentially a constitutional right of citizens not to exercise their right to vote, has serious implications for the legitimacy of election results and the quality of local government. This study aims to analyze (1) the regulation and position of people's voting rights as constitutional rights in a juridical perspective; (2) the main factors that affect the high number of golput in the 2024 simultaneous elections; and (3) the juridical implications of the golput phenomenon  on the legitimacy of election results and the quality of local democracy, as well as strategic steps to increase public political participation. The method used is normative juridical with legislative, conceptual, and case approaches. The results of the study show that the right to vote is a constitutional right guaranteed by the 1945 Constitution, but in practice public political participation is influenced by structural, cultural, and technical factors, ranging from low political literacy, the rampant phenomenon of single candidates, to public distrust of the integrity of election organizers. The high number  of golputs has implications for the decline of the legitimacy of elected local governments, weakens the quality of local democracy, and exacerbates the crisis of political representation. This research emphasizes the importance of strategic steps in the form of strengthening political education, transparency of the electoral system, candidacy reform, the use of technology, and increasing the role of political parties and election organizers in encouraging public participation
Legal Implications of the Passive Account (Dormant) Blocking Policy on the Principle of Banking Secrecy in Indonesia Rohmad Pujiyanto
Jurnal Indonesia Sosial Teknologi Vol. 6 No. 9 (2025): Jurnal Indonesia Sosial Teknologi
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jist.v6i9.9110

Abstract

This study analyzes the legal implications of blocking dormant accounts by the Financial Transaction Reporting and Analysis Center (PPATK) on the principle of banking secrecy in Indonesia. Banking confidentiality as a fundamental principle has been regulated in Law Number 7 of 1992 as amended by Law Number 10 of 1998, which confirms that banks are obliged to keep customer data confidential. However, there are exceptions in terms of prevention and eradication of criminal acts, especially money laundering as regulated in Law Number 8 of 2010 concerning TPPU. In practice, the authority of PPATK to temporarily suspend transactions or block passive accounts based on Presidential Regulation Number 50 of 2011 raises legal problems. On the one hand, this policy is needed to maintain the integrity of the financial system from the potential misuse of inactive accounts as a means of money laundering. However, on the other hand, these actions have implications for the protection of customer rights, the principle of banking secrecy, and the implementation of due process of law. The research method used is normative juridical with legislative, conceptual, and case approaches. The results of the study show that the legal basis for PPATK's authority is available, but its implementation causes legal uncertainty because there is no balanced mechanism between the state's interests in eradicating financial crimes and the protection of customers' constitutional rights. Therefore, it is necessary to harmonize regulations and reformulate the supervisory mechanism so that the authority of PPATK remains proportional, accountable, and in accordance with the principles of substantive justice
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