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All Journal International Journal of Islamic Business Management
Khairunnisa Khalida
Universitas Islam Negeri Sumatera Utara
Economics, Econometrics & Finance

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PERAN SISTEM INFORMASI MANAJEMEN DALAM MENGOPTIMALISASI OPERASIONAL DI BANK UMUM SYARIAH Khairunnisa Khalida; Nayla Novita Syahfitri; Dian Faturrahman Siregar; Nurbaiti
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

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This Study Aims To Analyze The Role Of Management Information Systems (Mis) In Optimizing Operations At Islamic Commercial Banks. The Research Method Used Is A Qualitative Approach With Literature Study And Descriptive Analysis Of Various Literature Sources Related To The Application Of Information Systems In Islamic Banking. The Results Of The Study Indicate That The Implementation Of Mis Plays An Important Role In Improving The Efficiency, Effectiveness, And Productivity Of Bank Operations Through Data Integration, Ease Of Supervision, And Acceleration Of The Decision-Making Process. In Addition, Mis Also Supports The Application Of Sharia Principles In Bank Operations By Strengthening Transparency, Accountability, And Risk Control. Thus, The Sustainable Management And Development Of Mis Is A Strategic Factor In Improving The Competitiveness And Service Quality Of Islamic Commercial Banks In The Digital Era.
PENYUSUNAN ANGGARAN KOMPREHENSIF SEBAGAI ALAT PERENCANAAN DAN PENGENDALIAN LABA PADA COFFEE SHOP BK23SPACE Nyak Angeli Ajianing; Khairunnisa Khalida; Abdillah Fuad; Dini Vientiany
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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This study aims to analyze the preparation of a comprehensive budget as a tool for profit planning and profit control at BK23Space Coffee Shop. The comprehensive budget is designed to provide an overall picture of business activities, including sales planning, production, raw material usage, labor costs, cash flow management, and profit projections. This research employs a quantitative descriptive method using sales and operational cost data obtained through observation and documentation. The results show that BK23Space sets a sales target of 1,200 cups per month at a selling price of IDR 20,000 per cup, generating monthly revenue of IDR 24,000,000 or IDR 72,000,000 per quarter. Based on the prepared production and cost budgets, the business is able to generate a net profit of IDR 8,000,000 per quarter with a net profit margin of 11.1% and has exceeded its Break Even Point (BEP). However, the cash budget analysis indicates a monthly cash deficit of IDR 5,000,000, highlighting the need for better cost control and more effective cash management. Overall, the comprehensive budget plays an important role in supporting management decisions, evaluating financial performance, and identifying potential risks and improvement opportunities to ensure business sustainability.
Co-Authors Abdillah Fuad Dian Faturrahman Siregar Dini Vientiany Nayla Novita Syahfitri Nurbaiti Nyak Angeli Ajianing