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All Journal Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia International Journal of Islamic Business Management
Anggi Arko Azzahra Kudadiri
Universitas Islam Negeri Sumatera Utara
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Law, Crime, Criminology & Criminal Justice

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TRANSFORMASI LEMBAGA KEUANGAN NON BANK ISLAM DALAM MENINGKATKAN INKLUSI KEUANGAN BERBASIS PRINSIP SYARIAH NASIONAL INDONESIA Anggi Arko Azzahra Kudadiri; Aida Fadillah; Muhammad Arfan Harahap
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025): Desember
Publisher : CV. Barokah Publsiher

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Abstract

This research discusses the role and development of Islamic Non-Bank Financial Institutions within the modern economic system based on sharia principles. Islamic Non-Bank Financial Institutions emerge as alternative financial intermediaries that not only focus on profit generation but also emphasize justice, social welfare, and ethical balance. This research aims to analyze the characteristics, functions, and contributions of Islamic Non-Bank Financial Institutions in supporting economic growth and financial inclusion. The method used in this research is a literature study by examining relevant books, scientific journals, and regulations related to Islamic finance. The results indicate that Islamic Non-Bank Financial Institutions play a strategic role in providing sharia-compliant financial services such as financing, Islamic insurance (takaful), Islamic pension funds, and other financing institutions. Their existence enhances public access to halal and ethical financial services. However, these institutions face several challenges, including low levels of sharia financial literacy and strong competition from conventional financial institutions. Therefore, strengthening regulations, encouraging product innovation, and improving continuous education are necessary to ensure the sustainable development of Islamic Non-Bank Financial Institutions in the future.
Penguatan Desa Mesra Melalui Program Bank Sampah Berbasis Ekoteologi dan Pemberdayaan Masyarakat di Desa Sitinjo II Ahmad Muhaisin B. Syarbaini; Sabna Anggraini; Ghina Angelina Quraeny; Ahmad Radid Lingga Assabhi; Anggi Arko Azzahra Kudadiri
Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia Vol. 5 No. 3 (2026): September : Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia
Publisher : Sekolah Tinggi Ilmu Administrasi Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jppmi.v5i3.2958

Abstract

The waste problem is an environmental issue that requires community involvement in its management. Unsorted household waste can disrupt environmental cleanliness, while inorganic waste still has economic value. This condition is the basis for the implementation of the Waste Bank program in the Community Service Program (KKN) of the State Islamic University of North Sumatra in Sitinjo II Village. This activity is an implementation of the theme "UINSU Impact: Strengthening DESA MESRA (Moderate, Ecotheological, and Prosperous Villages) to Alleviate Extreme Poverty and Stunting." The Waste Bank program is directed at supporting ecotheological aspects and community empowerment through participatory-based waste management. This study uses a qualitative descriptive method with a participatory approach. Data were obtained through observation, documentation, literature studies, and direct student involvement in the implementation of the activity. The results show that the Waste Bank program can be a means of education regarding waste sorting, increasing awareness of environmental cleanliness, and utilizing waste with economic value. From an ecotheological perspective, this activity reflects human responsibility in protecting the environment. The sustainability of the program requires village government support, community participation, adequate facilities, and consistent management.
Co-Authors Ahmad Muhaisin B. Syarbaini Ahmad Radid Lingga Assabhi Aida Fadillah Ghina Angelina Quraeny Muhammad Arfan Harahap Sabna Anggraini