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All Journal Unram Journal of Community Service (UJCS) Journal of Finance, Economics, and Business Jurnal Ekonomi dan Studi Pembangunan (JESP)
Vici Handalusia Husni
University of Mataram
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Determinants of Generation Z Working in the Formal and Informal Sectors in West Nusa Tenggara Luluk Fadliyanti; Wan Roshidah Binti Fadzim; Vici Handalusia Husni; Muhammad DzulFadlli
Jurnal Ekonomi dan Studi Pembangunan Vol 17, No 1 (2025)
Publisher : Universitas Negeri Malang

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Abstract

This study aims to analyze the factors that influence Generation Z's decision to work in the formal and informal sectors in West Nusa Tenggara. This study adopts a descriptive quantitative approach. The population in this study consists of Generation Z individuals aged 15-26 years who work and have income, with a total population of 968 people. The data used in this study is secondary data from the August 2023 National Survey of the Labor Force (SAKERNAS), obtained from the Central Statistics Agency (BPS) of West Nusa Tenggara Province. The population is spread across ten districts/cities in West Nusa Tenggara Province. This study uses logit model analysis. The results showed that income and age had a negative and significant impact. In contrast, residence positively and considerably influenced the decision to work in the formal and informal sectors. Gender (female) also showed a negative and significant influence, while the duration of pre-employment education and training showed a negligible impact.
Digitisation of MSMEs Payments for Dodol Nangka Through the Implementation of QRIS Alya Riskia; Ali Akbar Hidayat; Baiq Anita Anhapia; Aulia Putri; Baiq Indira Laila F; Elsa Aza; Genta Aditya Zamzamy; Muh Indra Jayadi; Isnada; Lalu Zulkifli; Lalu Zuhdi Jati F; Lisa Ramdayani; Lisnawati; Muhammad Daiadin; Niswatun Afifa; Azhrina; Siti Saadah; Suci Hartini; Ni Widyarsini; Yauma Fashia F; Yulia Anggraeni; Yuka Gustina; Aghnia Amaliatus Shalihah; Vici Handalusia Husni; Wahidin; Tuti Handayani
Unram Journal of Community Service Vol. 7 No. 1 (2026): March
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v7i1.1495

Abstract

The development of the digital economy requires Micro, Small and Medium Enterprises (MSMEs) to adapt to modern and efficient payment technologies. This project aims to assist MSMEs selling dodol nangka (jackfruit dodol) in implementing QRIS (Quick Response Code Indonesian Standard) as a cashless payment system. Through the application of QRIS, the transaction process becomes faster, safer and more practical for both consumers and businesses. The stages of the activity include socialising the use of QRIS, registering business accounts, and creating and installing QRIS codes at points of sale. The results of this activity show that the use of QRIS can increase transaction efficiency, reduce dependence on cash, and expand market access for dodol nangka MSMEs. Thus, the implementation of QRIS is a strategic step to encourage digital transformation and support the realisation of a cashless economy at the local level.
The Contribution of Women Entrepreneurs to Economic Decision-Making within Households in Semayan Village, Praya District, Central Lombok Regency Baiq Nora Elena Dwi Putri; Luluk Fadliyanti; Vici Handalusia Husni
Journal of Finance, Economics and Business Vol. 5 No. 1 (2026): Journal of Finance, Economics, and Business (JFEB), 2026
Publisher : Laboratorium Riset Ekonomi

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Abstract

This study aims to examine the contribution of women entrepreneurs to household economic decision-making, the influence of women entrepreneurs’ bargaining power on household economic decision-making, and the factors affecting household economic decision-making in Semayan Village, Praya District, Central Lombok Regency. This research employs a qualitative approach using a case study method. Data were collected through observation, in-depth interviews, and documentation. Informants were selected using purposive sampling, with primary data as the main source. Data validity was ensured through source triangulation, methodological tringulation and time triangulation. The findings reveal that women’s contributions as entrepreneurs influence household economic decision-making and strengthen their bargaining power within the family. Decision-making areas affected include household expenditure management, children’s education, as well as business and investment decisions. However, the level of influence is shaped by intra-household relations, income levels, and prevailing social norms within the community.
Co-Authors Aghnia Amaliatus Shalihah Ali Akbar Hidayat Alya Riskia Aulia Putri Azhrina Baiq Anita Anhapia Baiq Indira Laila F Baiq Nora Elena Dwi Putri Elsa Aza Genta Aditya Zamzamy Isnada Lalu Zuhdi Jati F Lalu Zulkifli Lisa Ramdayani Lisnawati Luluk Fadliyanti Muh Indra Jayadi Muhammad Daiadin Muhammad DzulFadlli Ni Widyarsini Niswatun Afifa Siti Saadah Suci Hartini Tuti Handayani Wahidin Wan Roshidah Binti Fadzim Yauma Fashia F Yuka Gustina Yulia Anggraeni