Hendra
Universitas Muhammadiyah Bima, Indonesia

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HABITUATION OF RELIGIOUS VALUES AT AN EARLY AGE: STRATEGIES, CHALLENGES AND OPPORTUNITIES Julfan Hadi; Hendra; Wahyu Mulyadin
El Midad Vol. 17 No. 2 (2025): EL MIDAD: JURNAL JURUSAN PGMI
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/elmidad.v17i2.13450

Abstract

This study looks at how Islamic values are taught to young children through daily habits. It focuses on TK Alam J. A Warraihan, an Islamic early childhood school. The research uses a qualitative case study method. Data was collected through observations, interviews, and documents. Teachers, students, and parents were the primary sources of information. The study found that Islamic values are taught through daily routines. These include prayers, polite behavior, and learning in nature. These routines help children grow in mind, heart, and action. Key factors that support this method include teachers being good role models, learning in a natural setting, and parents helping at home. However, there are also challenges. These include limited time, lack of resources, and differences in family backgrounds. This study shows the strengths and weaknesses of using daily habits to teach religion. It adds to ideas about how to build character in Islamic schools. It highlights the value of learning through authentic experiences. The model can be used in other schools to support spiritual and child-centered learning.
Aspek Perlindungan Hukum dalam Praktik Pengalihan Kredit Pemilikan Rumah Melalui Perjanjian di Bawah Tangan Hendra; Irwan
Amicus Curiae: Journal of Law and Justice Dialogue Vol. 1 No. 2 (2025): Amicus Curiae
Publisher : Amicus Curiae: Journal of Law and Justice Dialogue

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Abstract

The practice of transferring a Home Ownership Loan (KPR) through underhand agreements is still common in society, especially when the debtor is no longer able to continue their credit obligations. This transfer is generally carried out without the approval of the bank as the creditor and without involving authorized officials, thus giving rise to legal issues related to legal certainty and protection for the buyer. This article aims to examine the legal protection of the practice of transferring a KPR through underhand agreements and examine the legal principles that can serve as a basis for protection for parties acting in good faith. The research method used is normative juridical legal research with a statutory and conceptual approach, through a review of primary, secondary, and tertiary legal materials. The results of the study indicate that underhand KPR transfers do not provide optimal legal certainty because they do not comply with formal banking and land law procedures. However, from a civil perspective, such agreements can still be considered valid as long as they meet the requirements for a valid agreement and are carried out in good faith. Legal protection for buyers can be obtained through the application of the principle of good faith, consumer protection, and dispute resolution mechanisms through the courts.