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All Journal ARMADA : Jurnal Penelitian Multidisiplin Journal of Islamic Education Amicus Curiae: Journal of Law and Justice Dialogue
Irwan
Universitas Muhammadiyah Bima, Indonesia
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Aspek Perlindungan Hukum dalam Praktik Pengalihan Kredit Pemilikan Rumah Melalui Perjanjian di Bawah Tangan Hendra; Irwan
Amicus Curiae: Journal of Law and Justice Dialogue Vol. 1 No. 2 (2025): Amicus Curiae
Publisher : Amicus Curiae: Journal of Law and Justice Dialogue

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Abstract

The practice of transferring a Home Ownership Loan (KPR) through underhand agreements is still common in society, especially when the debtor is no longer able to continue their credit obligations. This transfer is generally carried out without the approval of the bank as the creditor and without involving authorized officials, thus giving rise to legal issues related to legal certainty and protection for the buyer. This article aims to examine the legal protection of the practice of transferring a KPR through underhand agreements and examine the legal principles that can serve as a basis for protection for parties acting in good faith. The research method used is normative juridical legal research with a statutory and conceptual approach, through a review of primary, secondary, and tertiary legal materials. The results of the study indicate that underhand KPR transfers do not provide optimal legal certainty because they do not comply with formal banking and land law procedures. However, from a civil perspective, such agreements can still be considered valid as long as they meet the requirements for a valid agreement and are carried out in good faith. Legal protection for buyers can be obtained through the application of the principle of good faith, consumer protection, and dispute resolution mechanisms through the courts.
Digital Storytelling Methods to Increase Student Interest in Learning Islamic Religious Education Sukiani; Irwan; Syafruddin
JIE (Journal of Islamic Education) Vol. 11 No. 1 (2026): JIE: (Journal of Islamic Education)
Publisher : Yayasan Letiges Konsultan Sosial

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35723/jie.v11i1.743

Abstract

This study aims to describe and analyze the application of the digital storytelling method in Islamic Religious Education learning and identify its influence on students' learning interest. This study uses a descriptive qualitative approach, with data collected through observation, interviews, and documentation. Observations were conducted on eighth-grade students, while interviews were conducted with six teachers and three students. The research data consists of primary and secondary data analyzed using the Miles and Huberman model through the stages of data reduction, data presentation, and conclusion drawing. The results of the study indicate that applying the digital storytelling method can increase students' learning interest, especially among those who previously had low learning interest. This increase is evident in students' enthusiasm for learning, their active participation in discussions, and their increased interest in Islamic Religious Education materials. This study provides a theoretical contribution by strengthening the use of the digital storytelling method to increase students' interest in learning Islamic Religious Education subjects. The study's findings indicate that applying the digital storytelling method can be an effective alternative for creating more interactive and engaging learning experiences. Supporting factors for the application of this method include the availability of learning facilities and student readiness, while inhibiting factors are limited time and teachers' ability to apply the digital storytelling method.
Emotional Educational Card Games in Cultivating Moral Values in Learning the Qur'an and Hadith Uswatun Hasanah; Agus Salam; Irwan
JIE (Journal of Islamic Education) Vol. 11 No. 1 (2026): JIE: (Journal of Islamic Education)
Publisher : Yayasan Letiges Konsultan Sosial

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35723/jie.v11i1.744

Abstract

This study aims to analyze the implementation of emotional card educational games in Islamic Religious Education (IRE), particularly in the Al-Qur'an Hadith subject, to foster moral values and anti-bullying attitudes among elementary school students. This research also seeks to examine the role of emotion card media in helping students recognize, understand, and manage their emotions positively. This study employed a descriptive qualitative approach using field research conducted at MIN 1 Bima. Data were collected through participatory observation, semi-structured interviews, and documentation with IRE teachers, students, and the madrasah head. Data analysis followed Miles and Huberman’s interactive model, which includes data reduction, data display, and conclusion drawing. The data's validity was ensured through triangulation and member checking. The findings indicate that the use of emotion cards improves students’ ability to recognize and manage emotions, enhances empathy toward peers, and reduces bullying behavior in the classroom. The learning process also becomes more interactive, communicative, and enjoyable, leading to greater student engagement. Students appear more active in discussions and collaborative activities, and they respect their peers’ opinions during learning. Furthermore, integrating emotional aspects with Islamic moral values has proven effective in fostering positive social behavior. This study is limited to a single research site and does not quantitatively measure behavioral changes among students. This study offers an innovative approach by integrating emotion-based educational games into IRE learning to strengthen anti-bullying character education among elementary school students.
Pengaruh Pembelajaran Berdiferensiasi Terhadap Literasi Numerasi Siswa di MIS Darul Hikmah Soncolela Kota Bima Hermanda; Irwan; Abdul Haris
ARMADA : Jurnal Penelitian Multidisiplin Vol. 4 No. 5 (2026): ARMADA : Jurnal Penelitian Multidisplin, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/armada.v4i5.2201

Abstract

Penelitian ini bertujuan menganalisis pengaruh pembelajaran berdiferensiasi terhadap literasi numerasi siswa di MIS Darul Hikmah Soncolela Kota Bima. Literasi numerasi merupakan kemampuan memahami, menggunakan, dan menerapkan konsep matematika dalam penyelesaian masalah kontekstual. Penelitian menggunakan pendekatan kuantitatif dengan desain kuasi eksperimen pretest-posttest control group design. Sampel penelitian berjumlah 60 siswa yang dibagi ke dalam kelas eksperimen yang memperoleh pembelajaran berdiferensiasi dan kelas kontrol yang memperoleh pembelajaran konvensional. Data dikumpulkan menggunakan tes literasi numerasi yang telah divalidasi dan dianalisis menggunakan uji independent sample t-test. Hasil penelitian menunjukkan bahwa nilai rata-rata posttest kelas eksperimen sebesar 81,27 lebih tinggi dibandingkan kelas kontrol sebesar 69,40. Nilai N-Gain kelas eksperimen (0,59) juga lebih tinggi dibandingkan kelas kontrol (0,33). Hasil uji hipotesis menunjukkan nilai signifikansi sebesar 0,000 (p < 0,05), sehingga pembelajaran berdiferensiasi terbukti berpengaruh signifikan terhadap peningkatan literasi numerasi siswa. Temuan ini menunjukkan bahwa pembelajaran berdiferensiasi lebih efektif dibandingkan pembelajaran konvensional dalam mengakomodasi keragaman kemampuan peserta didik.
Co-Authors Abdul Haris Agus Salam Hendra Hermanda Sukiani Syafruddin Uswatun Hasanah