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Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Engineering Public Health Social Sciences

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Enhancing MSME Capacity Through the Utilization of QRIS as a Digital Payment System in Dukuh Setro Subdistrict, Surabaya: Peningkatan Kapasitas UMKM Melalui Pemanfaatan QRIS sebagai Sistem Pembayaran Digital di Kelurahan Dukuh Setro Surabaya Fajria Ulumin Nafiah; Aulya Dista Yasah; Nasywa Athaya Muthmainnah Rahman; Agnes Tresia Silalahi
JATI EMAS (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat) Vol. 9 No. 4 (2025): Jati Emas (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat)
Publisher : DPD Jatim Perkumpulan Dosen Indonesia Semesta

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Abstract

The digital transformation in payment systems presents both opportunities and challenges for Micro, Small, and Medium Enterprises (MSMEs). Although QRIS has been introduced as a practical and efficient cashless payment solution, some MSMEs still lack optimal understanding of its utilization. This community service activity aimed to improve the digital literacy of MSMEs in Dukuh Setro Subdistrict, Surabaya, through socialization and technical assistance in using QRIS. The implementation method included planning, information dissemination, socialization with Bank Mandiri, and technical assistance for QRIS registration and activation. A participatory approach was adopted to ensure the activities aligned with the actual needs of business actors. The results showed an increase in participants’ understanding of QRIS benefits and its operational mechanism, with most participants successfully activating their accounts and expressing readiness to implement QRIS in their daily business activities. This activity not only supports MSME digitalization but also strengthens financial literacy and prepares business actors to adapt to technological developments in the digital era.
Increasing the Digital Capacity of the Pakem Happy Village Community Pacar Kembang Tambaksari Surabaya Through Website Production and Application Training: Peningkatan Kapasitas Digital Komunitas Pakem Happy Kelurahan Pacar Kembang Tambaksari Surabaya Melalui Pembuatan dan Pelatihan Penggunaan Website Nasywa Salsabila; Aura Wahidah Nendrisyah; Salfiyatus Syarifah; Agnes Tresia Silalahi
JATI EMAS (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat) Vol. 9 No. 3 (2025): Jati Emas (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat)
Publisher : DPD Jatim Perkumpulan Dosen Indonesia Semesta

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Abstract

The development of information technology has driven digital transformation in various sectors, including micro, small, and medium enterprises (MSMEs). However, many MSMEs still experience limited digital access and literacy. This community service activity aims to increase the digital capacity of MSMEs through the creation and training of the Pakem Happy Community in Pacar Kembang Village, Tambaksari District, Surabaya. The activity was carried out through stages of observation, design, development, training, and technical assistance. The result is the realization of the community website www.pakemhappy.com as a medium for information, promotion, and documentation of MSME activities. The interactive training successfully improved the digital literacy of participants and built a sense of ownership of the digital platform. This activity demonstrates the effectiveness of a community-based and participatory approach in encouraging inclusive and sustainable digital transformation among MSMEs.
Co-Authors Aulya Dista Yasah Aura Wahidah Nendrisyah Fajria Ulumin Nafiah Nasywa Athaya Muthmainnah Rahman Nasywa Salsabila Salfiyatus Syarifah