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All Journal Jurnal Ilmiah Pengabdian Kepada Masyarakat El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Kumaidi Kumaidi
Universitas Islam Sarolangun
Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Industrial & Manufacturing Engineering Medicine & Pharmacology Nursing Public Health Social Sciences

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Integrasi Literasi Keuangan Syariah dalam Kurikulum Pendidikan Tinggi: Kerangka Integratif Kumaidi Kumaidi; Arna Saskia; Ade Rahayu; Hardiansyah Padli
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 2 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i2.10885

Abstract

The rapid growth of Indonesia’s Islamic finance industry contrasts with persistently low Islamic financial literacy, particularly among university students as future professionals. This study aims to synthesize existing literature to develop an integrative framework for embedding Islamic financial literacy within higher education curricula, identify multi-level implementation barriers, and propose adaptive strategies aligned with digital transformation. Using a qualitative Systematic Literature Review (SLR), this study analyzes ten peer-reviewed publications published between 2021 and 2025 through content and thematic analysis. The findings indicate that effective integration requires a holistic curriculum design encompassing cognitive, affective, and psychomotor competencies, supported by institutional readiness, lecturer capacity, and multi-stakeholder collaboration. Major barriers emerge at the micro, meso, and macro levels, including superficial digital literacy, limited interdisciplinary expertise among lecturers, fragmented institutional policies, and weak coordination between academia, industry, and regulators. This study demonstrates that digital transformation offers strategic opportunities to strengthen Islamic financial literacy through interactive, experiential, and community-based learning, provided it is accompanied by the development of critical and ethical financial reasoning. The main contribution of this research lies in proposing an integrative framework that connects curriculum design, implementation barriers, and adaptive strategies within a value-based and digitalized education context, offering theoretical and practical implications for higher education institutions and policymakers.
PEMBERDAYAAN MASYARAKAT MELALUI PENGOLAHAN KULIT JAGUNG MENJADI PRODUK KERAJINAN BERNILAI EKONOMI DI DESA ASAM KUMBANG KECAMATAN MEDAN SELAYANG Fauziah Nur Hutauruk; Jony Yendra; Ahmad Tondi Ritonga; Kumaidi Kumaidi; Elvika Rahmi; Nazira Novrismi
Jurnal Ilmiah Pengabdian Kepada Masyarakat (Ji-SOMBA) Vol. 5 No. 2 (2026): Jurnal Ilmiah Pengabdian Kepada Masyarakat (Ji-SOMBA)
Publisher : Universitas Imelda Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52943/jisomba.v5i2.2252

Abstract

Jagung merupakan salah satu komoditas pertanian strategis di Indonesia dengan produksi nasional mencapai lebih dari 23 juta ton per tahun, namun pemanfaatan hasil sampingannya, khususnya kulit jagung, masih sangat terbatas. Limbah kulit jagung umumnya hanya dimanfaatkan sebagai pakan ternak atau dibuang begitu saja, sehingga menimbulkan permasalahan lingkungan sekaligus kehilangan peluang ekonomi yang berharga. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kesadaran masyarakat mengenai potensi ekonomi kulit jagung sebagai bahan baku kerajinan bernilai tinggi, memberikan pelatihan keterampilan teknis pengolahan kulit jagung menjadi produk kreatif; serta mendorong terbentuknya unit usaha berbasis ekonomi kreatif di lingkungan masyarakat Desa Asam Kumbang. Metode yang digunakan adalah pendekatan partisipatif yang mencakup tiga fase utama, yaitu sosialisasi dan edukasi, pelatihan praktik langsung, serta evaluasi dampak. Kegiatan dilaksanakan pada hari Kamis, 30 April 2026, di Desa Asam Kumbang, Kecamatan Medan Selayang, Kota Medan, dengan melibatkan tim pengabdian yang terdiri atas 6 orang. Peserta utama adalah ibu-ibu rumah tangga yang memenuhi kriteria inklusi sebagai kelompok sasaran kegiatan. Hasil kegiatan menunjukkan peningkatan signifikan dalam pengetahuan dan keterampilan peserta dalam mengolah kulit jagung menjadi produk bernilai ekonomi seperti bunga hias, tas anyaman, kotak tisu, buket dan aksesori fashion. Secara keseluruhan, program pengabdian masyarakat ini terbukti efektif dalam meningkatkan kompetensi teknis, kesadaran lingkungan, dan kapasitas wirausaha masyarakat, sekaligus membuka peluang pendapatan tambahan yang berkelanjutan bagi keluarga di wilayah sasaran.
Integrasi Literasi Keuangan Syariah dalam Kurikulum Pendidikan Tinggi: Kerangka Integratif Kumaidi Kumaidi; Arna Saskia; Ade Rahayu; Hardiansyah Padli
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 2 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i2.10885

Abstract

The rapid growth of Indonesia’s Islamic finance industry contrasts with persistently low Islamic financial literacy, particularly among university students as future professionals. This study aims to synthesize existing literature to develop an integrative framework for embedding Islamic financial literacy within higher education curricula, identify multi-level implementation barriers, and propose adaptive strategies aligned with digital transformation. Using a qualitative Systematic Literature Review (SLR), this study analyzes ten peer-reviewed publications published between 2021 and 2025 through content and thematic analysis. The findings indicate that effective integration requires a holistic curriculum design encompassing cognitive, affective, and psychomotor competencies, supported by institutional readiness, lecturer capacity, and multi-stakeholder collaboration. Major barriers emerge at the micro, meso, and macro levels, including superficial digital literacy, limited interdisciplinary expertise among lecturers, fragmented institutional policies, and weak coordination between academia, industry, and regulators. This study demonstrates that digital transformation offers strategic opportunities to strengthen Islamic financial literacy through interactive, experiential, and community-based learning, provided it is accompanied by the development of critical and ethical financial reasoning. The main contribution of this research lies in proposing an integrative framework that connects curriculum design, implementation barriers, and adaptive strategies within a value-based and digitalized education context, offering theoretical and practical implications for higher education institutions and policymakers.
Co-Authors Ade Rahayu Ahmad Tondi Ritonga Arna Saskia Elvika Rahmi Fauziah Nur Hutauruk Hardiansyah Padli Jony Yendra Nazira Novrismi