Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management
Halid , Halid
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Building Independence: Empowerment Strategies for Small and Medium Enterprises of Matting Artisans in Babakan Village, Ciseeng District, Bogor Regency Wahyudhi, Johan; Halid , Halid; Zakiyatun Nufus , Amelia; Latifah Hanum , Eva
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This article explores microeconomic empowerment efforts as a strategy to combat poverty in Babakan Village, Ciseeng Subdistrict, Bogor Regency, through a microbusiness capital loan scheme. The background to this activity is based on the limited access to capital for low-income communities, which hinders the development of small businesses and the improvement of family welfare. The method used is a participatory approach based on community empowerment with stages of needs identification through observation and interviews, joint program planning with village officials and business groups, distribution of revolving capital loans without collateral with intensive assistance, and periodic monitoring and evaluation of business development. The results of the activity showed that the micro-business capital loan program, accompanied by mentoring, was able to increase the turnover and stability of participants' businesses, strengthen financial literacy, and foster household economic independence. In addition, social solidarity among group members was created through a mechanism of shared responsibility for loan repayment. Thus, the empowerment strategy based on access to capital and continuous mentoring proved to be an effective model for poverty alleviation at the village level.
Building Independence: Empowerment Strategies for Small and Medium Enterprises of Matting Artisans in Babakan Village, Ciseeng District, Bogor Regency Wahyudhi, Johan; Halid , Halid; Zakiyatun Nufus , Amelia; Latifah Hanum , Eva
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This article explores microeconomic empowerment efforts as a strategy to combat poverty in Babakan Village, Ciseeng Subdistrict, Bogor Regency, through a microbusiness capital loan scheme. The background to this activity is based on the limited access to capital for low-income communities, which hinders the development of small businesses and the improvement of family welfare. The method used is a participatory approach based on community empowerment with stages of needs identification through observation and interviews, joint program planning with village officials and business groups, distribution of revolving capital loans without collateral with intensive assistance, and periodic monitoring and evaluation of business development. The results of the activity showed that the micro-business capital loan program, accompanied by mentoring, was able to increase the turnover and stability of participants' businesses, strengthen financial literacy, and foster household economic independence. In addition, social solidarity among group members was created through a mechanism of shared responsibility for loan repayment. Thus, the empowerment strategy based on access to capital and continuous mentoring proved to be an effective model for poverty alleviation at the village level.
Co-Authors Latifah Hanum , Eva Wahyudi, Johan Zakiyatun Nufus , Amelia