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All Journal Jurnal Kajian dan Penelitian Umum Global Economics: International Journal of Economic, Social and Development Sciences
Mhd Rizaldy Wibowo
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Computer Science & IT Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Women's Empowerment Model With A Creative Economic Community Approach To Improve Family Welfare In Beringin Village Deli Serdang Regency Rukmini Rukmini; Mhd Rizaldy Wibowo; Shita Tiara; Nova Azahra; Sri Murniyanti
Global Economics: International Journal of Economic, Social and Development Sciences Vol. 2 No. 3 (2025): September: Global Economics - International Journal of Economic, Social and Dev
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/globaleconomics.v2i3.345

Abstract

The worsening economic conditions in this new normal era have made the family economy even worse. The prolonged lockdown conditions have limited employment opportunities, while income has decreased. To balance the amount of expenditure and family income, additional family income is needed, in conditions like this, the role of a woman in a family is needed. This study will try to examine and formulate a model of women's empowerment with a creative economy community approach in improving family welfare. Rural women's empowerment activities that will be carried out are providing entrepreneurial motivation, forming business groups, training and business management. Data were collected using observation, interview and questionnaire methods. This research was conducted on village communities, especially housewives in Beringin Village, Beringin District, Deli Serdang Regency. The research used experimental and survey methods. Data analysis techniques used qualitative and quantitative descriptive methods. The outputs of the research are (1) a draft model of women's empowerment with a creative economy community approach in improving family welfare and (2) publication in a national journal with a Technology Readiness Level (TKT) level three. The results of this first year of research are a draft model of women's empowerment. This empowerment model is able to attract the attention of women to actively participate in improving family welfare.
Peningkatan Kualitas Laporan Keuangan UMKM Melalui Kompetensi Akuntansi dan Literasi Keuangan dengan Adopsi Aplikasi Digital sebagai Variabel Moderasi pada UMKM di Kecamatan Medan Amplas Mhd Rizaldy Wibowo; Reza Hanafi Lubis; Rukmini Rukmini; Nova Azahra; Sri Murniyanti
Jurnal Kajian dan Penelitian Umum Vol. 4 No. 2 (2026): April: Jurnal Kajian dan Penelitian Umum
Publisher : Institut Nalanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47861/jkpu-nalanda.v4i2.2480

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play an important role in Indonesia's economy, but because the quality of their financial reporting is still low, it becomes one of the obstacles in business decision-making and access to financing. This study aims to analyze the effect of accounting competence and financial literacy on the quality of MSME financial reports, as well as to test the role of digital application adoption as a moderating variable. The research approach used is quantitative with a survey method. Data was collected through a Likert-scale questionnaire distributed to 125 MSME actors in Medan Amplas District. Data analysis was conducted using the Structural Equation Modeling – Partial Least Squares (SEM-PLS) method. The research is expected to show that accounting competence and financial literacy have a positive impact on the quality of financial reports, and that adopting digital applications strengthens this relationship. This study is at technology readiness level (TRL) 3. It aligns with SDG 4 – Strengthening Knowledge and Literacy. Improving the quality of financial reports will increase access to financing and investment for SMEs, in line with SDG 8 – Decent Work and Economic Growth. Digitalizing financial reports is a form of innovation that enhances the competitiveness of SMEs. Developing this infrastructure aligns with SDG 9 – Industry, Innovation, and Infrastructure. This research supports Asta Cita-6 of the President of Indonesia, regarding (Strengthening the Empowerment of SMEs and Cooperatives), which aims to boost economic independence and the competitiveness of national SMEs in a sustainable way.
Co-Authors Nova Azahra Reza Hanafi Lubis Rukmini Rukmini Shita Tiara Sri Murniyanti