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All Journal Jurnal Informatika Dan Tekonologi Komputer
Joitanata Saragi
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Computer Science & IT Control & Systems Engineering Other

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Analisis Blockchain untuk Otentikasi Transaksi pada Sistem Pembayaran Digital Viorella Natalya Simanjuntak; Joitanata Saragi; Aditya Rizqy Bakhtiar; Vuza Roinda Br Sihombing; Zalsa Nabilla Rosa Dalimunthe; Yohana Adelia Nugroho; Wilfy Hardi Napitupulu; Sudarto Sudarto
Jurnal Informatika Dan Tekonologi Komputer (JITEK) Vol. 6 No. 1 (2026): Maret : Jurnal Informatika dan Tekonologi Komputer
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jitek.v6i1.10445

Abstract

This study aims to analyze the implementation of blockchain technology in enhancing the security and authentication of transactions in digital payment systems. The method employed is a Systematic Literature Review (SLR) of 21 accredited national and international journals published between 2020 and 2025. The SLR process involved the stages of identification, selection, quality assessment, and synthesis of literature relevant to the research topic. The results indicate that blockchain technology is capable of improving the security, transparency, and efficiency of digital payment systems through decentralized and tamper-resistant transaction recording mechanisms. The application of smart contracts has proven effective in verifying transaction authenticity without the involvement of third parties, while simultaneously reducing operational costs. Nevertheless, challenges such as inadequate regulatory frameworks, limited infrastructure, and low levels of digital literacy remain significant barriers to the widespread adoption of blockchain in Indonesia. In conclusion, blockchain has the potential to serve as a critical foundation for the development of a secure and trustworthy digital payment ecosystem, with opportunities for future research focusing on the integration of Artificial Intelligence (AI) and the Internet of Things (IoT) to further enhance the efficiency and reliability of digital payment systems.
Co-Authors Aditya Rizqy Bakhtiar Sudarto Sudarto Viorella Natalya Simanjuntak Vuza Roinda Br Sihombing Wilfy Hardi Napitupulu Yohana Adelia Nugroho Zalsa Nabilla Rosa Dalimunthe