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All Journal Kordinat : Jurnal Komunikasi antar Perguruan Tinggi Agama Islam Khazanah Sosial Diya al-Afkar: Jurnal Studi al-Quran dan al-Hadis
Saepullah Saepullah
Institut Ilmu Al-Quran (IIQ) Jakarta
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Digitalization of Hajj Fund Management through Shariah E-Commerce Model in the Context of Service and Global Investment Transformation M. Dawud Arif Khan; Asqolani Asqolani; Maryadi Maryadi; Nur Aisyah Kustiani; Rifat Annur; Saepullah Saepullah
Khazanah Sosial Vol. 7 No. 3 (2025): Khazanah Sosial
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ks.v7i3.38726

Abstract

This study aims to analyze how the digitalization of hajj fund management can enhance efficiency, transparency, and accountability in accordance with Shariah principles. The urgency of this research lies in the increasing complexity of hajj services, which demand transparency, accessibility, and strong public accountability alongside the rapid development of digital technology. A qualitative approach was employed with literature review as the primary source of data. The analysis applied thematic analysis to identify recurring patterns and interactive qualitative analysis (IQA) to map the interrelationships among variables in the hajj management ecosystem. The reviewed literature covered government regulations, BPKH financial reports, academic studies on digital Islamic finance, as well as research on e-commerce platforms and Islamic fintech. The findings indicate that digitalization through Shariah-compliant Consumer-to-Consumer (C2C) models, integration with the Nusuk application, and collaboration with both domestic and international digital platforms improves cost efficiency, expands pilgrims’ access, and strengthens transparency in hajj fund governance. In addition, direct investment strategies in Saudi Arabia through government-to-government (G-to-G) and business-to-business (B-to-B) cooperation can minimize financial risks while diversifying revenue streams. The implications of this study affirm that digitalization is not merely a technical tool but a structural transformation strategy that has the potential to expand Islamic financial inclusion, strengthen the competitiveness of the hajj–umrah industry, and support the global growth of the Islamic economy. The originality of this research lies in its focus on the intersection of Shariah-based digital innovation—particularly the C2C e-commerce model—and hajj fund governance. This area remains underexplored in previous studies, thus providing novel contributions both theoretically to the development of digital Islamic finance studies and practically to policymaking in hajj fund management in Indonesia.
Tradisi Balimau Kasai di Desa Air Tiris Sebagai Bentuk Komunikasi Dakwah dan Interaksi Sosial Antar Generasi Muhamad Hizbullah; Saepullah Saepullah; Lili Rahmawati
Kordinat: Jurnal Komunikasi antar Perguruan Tinggi Agama Islam Vol. 25 No. 1 (2026): Jurnal Komunikasi antar Perguruan Tinggi Agama Islam
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/kordinat.v25i1.51822

Abstract

This study aims to analyze how the Balimau Kasai tradition in Air Tiris Village functions as a medium for da’wah communication by employing the perspectives of Social Interaction theory and Kurt Lewin’s Field Dynamics theory. The analysis focuses on four aspects: the social environment, cultural structure, social change process, and intergenerational interaction. The method employed is qualitative research with a case study design, involving customary leaders, religious figures, female figures, and community members as purposively selected informants, through in-depth interviews, limited observation, and documentation study. The findings reveal that the social environment of Balimau Kasai creates an inclusive and religious interaction field, in which customary practices and Islamic values are closely intertwined in ritual stages such as grave visitation, tabligh akbar, donation for orphans, mandi balimau, and traditional games, thereby effectively serving as a vehicle for the internalization of da’wah values. Social changes resulting from education, migration, and modernization do not necessarily erode the tradition; rather, they encourage meaning negotiation and adjustments in its implementation. Meanwhile, intergenerational interaction ensures the transmission of spiritual, cultural, and Islamic da’wah values through dialogical and collaborative communication patterns. In conclusion, Balimau Kasai in Air Tiris represents an adaptive cultural da’wah model that remains firmly rooted in Malay Islamic identity, and Lewin’s theoretical framework proves effective in explaining the social dynamics that sustain the continuity of the tradition.
HUTANG PIUTANG DALAM PENAFSIRAN ABŪ ḤAYYĀN: Studi Terhadap Ayat-Ayat Hukum dengan Analisis Qirā`āt Shādhdhah Romlah Widayati; Saepullah Saepullah
Diya Al-Afkar: Jurnal Studi al-Quran dan al-Hadis Vol. 11 No. 02 (2023): Desember
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/diyaafkar.v11i02.18482

Abstract

This study aims to analyse the Quranic text related to debt and credit in Islam, namely Surah Al-Baqarah verse 280. Debt and credit, according to Abū Ḥayyan, through the approach of various qirā`at, offers a detailed linguistic analysis that underlines the differences in interpretation and application in Islamic law. This research uses the descriptive-analytic method. The primary data source is Abū Ḥayyan's tafsir, which discusses the variations of qira'āt in verses related to debt and credit. Secondary data sources include Tafsir literature, journal articles, books, and previous studies. The results show that scholars' opinions regarding the interpretation and application of the law of debt and credit vary; some fuqaha emphasise the obligation to provide leeway, while others see it as a sunnah recommendation. This study concludes that the variation of qirā`āt in Surah al-Baqarah verse 280 adds depth and richness to the meaning of the verse, as well as provides flexibility in applying the law of debt and credit in Islam. Tujuan penelitian ini adalah untuk menganalisis teks Quran terkait dengan utang piutang dalam Islam, yaitu Surah Al-Baqarah ayat 280. Utang piutang menurut Abū Ḥayyan melalui pendekatan berbagai qirā`at, menawarkan analisis linguistik terperinci yang menggarisbawahi perbedaan interpretasi dan penerapan dalam hukum Islam. Penelitian ini menggunakan metode deskriptif-analitik. Sumber data primer yaitu tafsir Abū Ḥayyan yang membahas variasi qirā'at pada ayat-ayat terkait utang piutang. Sumber data sekunder mencakup literatur tafsir, artikel jurnal, buku, dan studi sebelumnya. Hasil penelitian menunjukkan pendapat ulama mengenai interpretasi dan aplikasi hukum hutang piutang bervariasi, sebagian fuqaha menekankan kewajiban memberikan kelonggaran sementara yang lain melihatnya sebagai anjuran sunnah. Penelitian ini menyimpulkan bahwa variasi qirā`āt dalam Surat Al-Baqarah ayat 280 menambah kedalaman dan kekayaan makna ayat, serta memberikan fleksibilitas dalam penerapan hukum hutang piutang dalam Islam. 
Co-Authors Asqolani Asqolani Lili Rahmawati M. Dawud Arif Khan Maryadi Maryadi Muhamad Hizbullah Nur Aisyah Kustiani Rifat Annur Widayati, Romlah