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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah At-Thariqah Jurnal Ekonomi
Nanda Puspitasari
Universitas Islam Negeri Fatmawati Sukarno Bengkulu
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Pengaruh Financial Literacy, Personal Interest, dan Environment terhadap Minat Investasi Saham Syariah pada Generasi Muda Bengkulu Nanda Puspitasari; Herlina Yustati
At-Thariqah: Jurnal Ekonomi Vol. 4 No. 2 (2024): At-Thariqah Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v4i2.1665

Abstract

Investment is the first step in production activities and is a factor to increase economic growth, thus investment is essentially also the first step of economic development activities. Knowledge of financial management and investment has become very important in this era and should not be ignored as before. One of the components that influence investment is an increase in national income, or economic growth. Knowledge about investment aims to keep young investors in particular, away from irrational investment practices. The problem faced is that there are still many young people who do not understand about investment. This study aims to examine the interest of young investors in syariah index investing. Samples were taken from the younger generation in Bengkulu city as many as 100 samples spread across Bengkulu City. Data analysis uses quantitative analysis methods by conducting hypothesis testing on the perceptions of respondents. The results of the study have implications for increasing the number of young people who are interested in investing in shariah index in Bengkulu City. Keywords : Investment, Financial Literacy, Personal Interset, Young Investors
Pengaruh Literasi Keuangan Syariah, Teknologi Finansial Berbasis E-Wallet, dan Gaya Hidup Halal, Terhadap perilaku konsumsi Islami pada Generasi Z di Kota Bengkulu Nanda Puspitasari; Herlina Yustati; Khozin Zaki
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 1 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i1.30307

Abstract

This study aims to determine the effect of Islamic financial literacy, e-wallet-based financial technology, and halal lifestyle on Islamic consumption behavior among Generation Z in Bengkulu City. The background of this study is based on the many recent phenomena related to consumption behavior, including impulsive shopping, where some individuals, especially Generation Z, tend to buy goods excessively through online shopping due to the temptation of discounts or flash sales even though the goods are not necessarily needed. The data obtained from this study comes from a questionnaire that has been distributed to Generation Z in Bengkulu City who have used E-wallet. The sample was taken using a purposive sampling technique. This study uses a quantitative method using d3escriptive statistical analysis, validity tests, reliability tests, classical assumption tests, linearity tests, multiple linear regression analysis, and hypothesis testing. The results of this study indicate that the variables of Islamic financial literacy and halal lifestyle have a positive and significant relationship with Islamic consumption behavior among Generation Z in Bengkulu City, while E-wallet-based Financial Technology does not have a significant influence on Islamic consumption behavior among Generation Z in Bengkulu City
Co-Authors Herlina Yustati Khozin Zaki