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All Journal Islamic Tourism Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Emiliyani Wahyuni
Universitas Islam Negeri Mahmud Yunus Batusangkar
Religion Arts Humanities Economics, Econometrics & Finance Environmental Science Social Sciences Transportation

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Islamic Sustainable Financial Literacy: Offering the Concept of Sustainable Financial Literacy Based on Maqashid Shariah Emiliyani Wahyuni; Rizal Rizal; Chitra Indah Sari
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2026)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v12i1.9039

Abstract

Purpose:This study develops a conceptual framework of Islamic Sustainable Financial Literacy (ISFL) by integrating Maqashid Shariah principles with sustainability perspectives. Existing financial literacy models largely focus on technical and cognitive aspects, with limited attention to ethical, social, and environmental dimensions. This research addresses this gap by proposing a holistic literacy model aligned with Islamic values and sustainable development.Design/Methodology:The study employs a qualitative conceptual approach using a systematic literature review. Academic articles, Islamic economic literature, and relevant policy documents were analyzed. Thematic content analysis was applied to identify and synthesize key concepts related to financial literacy, sustainability, and Maqashid Shariah.Findings:The results show that sustainable Islamic financial literacy extends beyond knowledge of Sharia-compliant products. The ISFL framework consists of four dimensions: cognitive, affective, behavioral, and socio-ecological. Key indicators include Sharia knowledge, financial capability, eco-social awareness, Islamic ethical orientation, and active economic participation. These dimensions are conceptually linked to Maqashid Shariah objectives and the Sustainable Development Goals (SDGs)..Practical Implications:The proposed framework provides guidance for policymakers, Islamic financial institutions, and educators in designing financial literacy programs that integrate ethical, social, and environmental considerations. It also supports the development of more comprehensive literacy measurement tools and sustainability-oriented financial education.Originality/Value:This study offers a novel integrative model of Islamic Sustainable Financial Literacy by explicitly combining Islamic financial literacy, Maqashid Shariah, and sustainability principles. The framework enriches the financial literacy literature and contributes to the advancement of Islamic finance and sustainable development discourse..
Analisis Peran Stakeholder Terhadap Konsep Community Based Tourism (CBT) Di Desa Wisata Kubu Gadang Kota Padang Panjang Dianni Oktaria Putri; Harry Yulianda; Emiliyani Wahyuni; Febria Rahim
i-Tourism: Jurnal Pariwisata Syariah Vol. 5 No. 2 (2025): I-Tourism : Jurnal Pariwisata Syariah
Publisher : UIN Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/itourism.v5i2.16157

Abstract

Kubu Gadang Tourism Village is one of the tourism villages that has developed the concept of Community-Based Tourism (CBT) with the involvement of the local community in the development of the tourism village. However, despite having a well-established development concept, the role of stakeholders has not yet had a significant impact. This study aims to analyze the role of stakeholders in the development of Community-Based Tourism (CBT) in Kubu Gadang Tourism Village, Padang Panjang City, the winner of the Indonesian Tourism Village Award (ADWI) 2023 in the Advanced Tourism Village category. This study employs a descriptive qualitative approach through observation, in-depth interviews with stakeholders, and documentation from various sources. Data analysis is conducted according to Sugiono (2016), which includes data reduction, data presentation, and drawing conclusions. The research findings indicate that primary stakeholders play an active role in managing tourist attractions, providing homestays, promoting MSME products, and organizing local cultural activities such as silek lanyah and makan bajamba. Meanwhile, secondary stakeholders provide support in the form of infrastructure development, training, and promotion of tourist villages. However, following the victory of ADWI 2023, there has been a decline in the number of tourist visits, indicating the need for an evaluation of the sustainability of stakeholder roles. This study also highlights the importance of integrating Sharia principles into the development of community-based tourism villages, given the socio-cultural characteristics of the Minangkabau community, which are rooted in the philosophy of Adat Basandi Syara', Syara' Basandi Kitabullah (ABS-SBK). Therefore, the active and collaborative involvement of all stakeholders must be enhanced to ensure that the development of CBT in Kubu Gadang Tourism Village is sustainable, inclusive, and aligned with Islamic values.
Co-Authors Chitra Indah Sari Dianni Oktaria Putri Febria Rahim Harry Yulianda Rizal Rizal