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All Journal International Conference on Islamic Economic Jurnal Istimā, Jurnal Pengabdian kepada Masyarakat: Inklusi Sosial dan Pemberdayaan Masyarakat
Vina Agustina
Sekolah Tinggi Agama Islam Darussalam Kunir
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Implementasi Akad Wakalah Bil Ujrah Vina Agustina; Zumara Zumara
International Conference on Islamic Economic (ICIE) Vol. 3 No. 2 (2024): October
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v3i2.316

Abstract

This article aims to analyze the implementation of the wakalah bil ujrah contract at BSI Subang Otista 2. Wakalah contract is a contract found in the world of Islamic banking. Wakalah bil ujrah is to represent or refer another person to represent him accompanied by a reward that has been mentioned at the beginning. This writing uses qualitative research methods, data sources are taken from primary data sources which conduct interviews supported by literature, the type of data is qualitative data, data collection techniques are carried out by semi-structured interviews which in their implementation are more open as well as in finding more open problems supported by tracking literature related to wakalah bil ujrah, data analysis techniques in the form of descriptive analysis techniques. Based on the research conducted, the implementation of the application of the wakalah bil ujrah contract at BSI Subang Otista 2 such as for the purchase of goods such as houses, building materials, vehicle purchases, all the goods are clear and usually there is a wakalah contract first and then murobahahah with the bank. Wakalah bil ujrah is used in Islamic banking because sometimes the goods that customers want are certain goods. The determination of ujrah or reward is determined at the beginning of the contract.
PENYULUHAN LITERASI KEUANGAN GUNA MENUMBUHKAN KEBIASAAN MENABUNG SEJAK DINI DI SEKOLAH DASAR NEGERI 1 (SATU) BUGIS Vina Agustina; Reva Rahayu; Imron Fathurohman; Septian Eka Prahardik; Zumara
Jurnal Istimā Vol 2 No 2 (2025): Agustus - Istimā
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) – Sekolah Tinggi Agama Islam (STAI) Pelita Nusa Bandung Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpkm.v2i2.259

Abstract

Low financial literacy among elementary school students affects their understanding of the value of money, financial management, and the importance of saving from an early age. This condition is evident among students at SDN 1 Bugis, where most children do not yet have an independent saving habit and tend to display consumptive behavior. This community service activity aims to enhance financial literacy and foster saving habits through interactive counseling sessions. The methods used include presentations, discussions, simple simulations on managing pocket money, and question–answer sessions. The activity was carried out on August 2, 2025, and involved all students from grades 1 to 6. The results indicate an improvement in students’ understanding of basic financial concepts, the benefits of saving, and the development of a more positive attitude toward financial management. The program also succeeded in encouraging students to regularly set aside their pocket money as an initial step toward building responsible financial behavior. Thus, this activity contributes to strengthening financial literacy from an early age through enjoyable and practical educational approaches.
Co-Authors Imron Fathurohman Reva Rahayu Septian Eka Prahardik Zumara Zumara Zumara